4861 S Cobblestone St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4861 S Cobblestone St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,196 sqft · built 2005
Lot Size	0.173 acres (7,544 sqft)
Owner	Trust Name on File
Last Sale	$310,475 (Jan 2017)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-72-511`

Property Details

APN / Parcel Number

Primary APN	`304-72-511`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	2,196 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,544 sqft (0.173 acres)
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4861 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85298-0803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VISTA DEL ORO SOUTH AMD MCR 668-28
Legal Range	06E
Legal Township	02S
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	VISTA DEL ORO SOUTH AMD
Legal Lot Number	64
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1002
Census Tract	815902

Owner

4861 S Cobblestone St is owner-occupied and held in a trust since July 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	4861 S COBBLESTONE ST, GILBERT, AZ 85298-0803
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALASKA USA FCU
Mar 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ALASKA USA FCU
Jan 19, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2017 · Amount on File
Deed Sale	Jan 19, 2017 · Amount on File
Prior Sale	Mar 15, 2022
Deed Document Number	0000042159
Last Transfer Date	Jul 3, 2025
Transfer Doc	0000384416
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4861 S COBBLESTONE ST, GILBERT, AZ 85298-0803
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4861 S COBBLESTONE ST, GILBERT, AZ 85298-0803

Mortgage

Document Number	0000290363
Date	Jun 5, 2023
Instrument	20230290363

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 5, 2043

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 15, 2022
Property Address	4861 S COBBLESTONE ST, GILBERT, AZ 85298-0803
Document Number	0000233424
Map Reference	MB 668 PG 28
Instrument Date	Mar 2, 2022
Instrument	20220233424
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4861 S COBBLESTONE ST, GILBERT, AZ 85298-0803

Mortgage

Document Number	0000233425
Date	Mar 15, 2022
Instrument	20220233425

Lender

Name	ALASKA USA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 19, 2017
Property Address	4861 S COBBLESTONE ST, GILBERT, AZ 85298-0803
Document Number	0000042159
Map Reference	MAP668 PG28
Instrument Date	Jan 16, 2017
Instrument	2017-0042159
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 E DESERT LN, GILBERT, AZ 85234-0219

Mortgage

Document Number	0000042161
Date	Jan 19, 2017
Instrument	2017-0042161

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4861 S Cobblestone St was $2,411.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,480	$504,800 Land $100,900 Building $403,900
2025	$2,411.00
2024		$50,130	$501,300 Land $100,200 Building $401,100
2023	$2,530.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4861 S Cobblestone St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4861 S Cobblestone St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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