4860 S Cobblestone St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4860 S Cobblestone St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,655 sqft · built 2004
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Company Names on File
Last Sale	$603,000 (Feb 2023)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Jun 2023 Transfer Feb 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-72-499`

Property Details

APN / Parcel Number

Primary APN	`304-72-499`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,655 sqft Living Area
1st Floor Area	1,340 sqft
2nd Floor Area	1,315 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,800 sqft (0.179 acres)
Parking Spaces	3 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4860 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85298-0803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VISTA DEL ORO SOUTH AMD MCR 668-28
Legal Range	06E
Legal Township	02S
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	VISTA DEL ORO SOUTH AMD
Legal Lot Number	52
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	815902

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Co-owner	Co-owner on File
Mailing Address	4860 S COBBLESTONE ST, GILBERT, AZ 85298-0803
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Intrafamily Transfer, Transfer
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 10, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Sep 3, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Apr 20, 2018	Warranty Deed, Transfer · Conventional Mortgage INOVA FCU
Apr 10, 2018	Warranty Deed, Transfer NEXTITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 13, 2023 · Amount on File
Deed Sale	Feb 13, 2023 · Amount on File
Prior Sale	Feb 13, 2023 · Amount on File
Deed Document Number	0000071452
Last Transfer Date	Jun 15, 2023
Transfer Doc	0000312164
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 15, 2023
Property Address	4860 S COBBLESTONE ST, GILBERT, AZ 85298-0803
Document Number	0000312164
Map Reference	MB 668 PG 28
Instrument Date	May 15, 2023
Instrument	20230312164
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4860 S COBBLESTONE ST, GILBERT, AZ 85298-0803

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4860 S COBBLESTONE ST, GILBERT, AZ 85298-0803

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 13, 2023
Property Address	4860 S COBBLESTONE ST, GILBERT, AZ 85298-0803
Document Number	0000071452
Map Reference	MB 668 PG 28
Instrument Date	Feb 13, 2023
Instrument	20230071452
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4860 S COBBLESTONE ST, GILBERT, AZ 85298-0803

Mortgage

Document Number	0000071453
Date	Feb 13, 2023
Instrument	20230071453

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 10, 2022
Property Address	4860 S COBBLESTONE ST, GILBERT, AZ 85298-0803
Document Number	0000405856
Map Reference	MB 668 PG 28
Instrument Date	May 10, 2022
Instrument	20220405856
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1137 S PHEASANT DR, GILBERT, AZ 85296-3062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 3, 2019
Property Address	4860 S COBBLESTONE ST, GILBERT, AZ 85298-0803
Document Number	0000685097
Instrument Date	Sep 1, 2019
Instrument	685097
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	JETCLOSING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 S COBBLESTONE ST GILBERT AZ 852980803, GILBERT, AZ 85298-0803

Mortgage

Document Number	685098
Date	Sep 3, 2019
Instrument	685098

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 20, 2018
Property Address	4860 S COBBLESTONE ST, GILBERT, AZ 85298-0803
Document Number	0000302088
Map Reference	MB 365 PG 12
Instrument Date	Apr 17, 2018
Instrument	20180302088
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	NEXTITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4860 S COBBLESTONE ST, 4860, GILBERT, AZ 85298-0803

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4860 S COBBLESTONE ST, GILBERT, AZ 85298-0803

Mortgage

Document Number	0000302089
Date	Apr 20, 2018
Instrument	20180302089

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 10, 2018
Property Address	4860 S COBBLESTONE ST, GILBERT, AZ 85298-0803
Document Number	0000269107
Instrument Date	Apr 10, 2018
Instrument	269107
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	NEXTITLE

Transaction

Amount	Amount on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 S COBBLESTONE ST GILBERT AZ 852980803, GILBERT, AZ 85298-0803

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,960 (+0.21%)	$529,600 (+0.21%) Land $105,900 Building $423,700
2025	$2,060.00 (-9.89%)
2024		$52,850 (+17.11%)	$528,500 (+17.11%) Land $105,700 Building $422,800
2023	$2,286.00 (-13.83%)	$45,130 Land $9,020 Building $36,110	$451,300 Land $90,200 Building $361,100
2022	$2,653.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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