4861 Geneva Ave, Concord, CA 94521 Property Records

Contra Costa County property record for 4861 Geneva Ave, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,897 sqft · built 1970
Lot Size	0.19 acres (8,280 sqft)
Owner	Trust Name on File
Last Sale	$545,000 (Nov 2014)
Tax Bill	$8,238 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-223-007`

Property Details

APN / Parcel Number

Primary APN	`116-223-007`
Alternative APN	`116-223-007-0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,897 sqft Living Area
1st Floor Area	1,897 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2007
Lot Area	8,280 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4861 GENEVA AVE
City	CONCORD
State	CA
Zip	94521-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 03952 LOT 0007 BLOCK UNIT
Legal Subdivision	SUBDIVISION 3952
Legal Tract	03952
Legal Lot Number	0007
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2005
Census Tract	333101

Owner

4861 Geneva Ave is held in a trust since November 2014.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	4861 GENEVA AVE, CONCORD, CA 94521-2254
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2014 · Amount on File
Deed Sale	Nov 4, 2014 · Amount on File
Prior Sale	Sep 6, 2013 · Amount on File
Deed Document Number	2014190868
Prior Transfer Date	Mar 16, 1994
Prior Transfer Doc	0000136689
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 20, 2026
Property Address	4861 GENEVA AVE, CONCORD, CA 94521-2254
Document Number	0000039454
Instrument Date	Apr 11, 2026
Instrument	202639454
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	4861 GENEVA AVE, CONCORD, CA 94521-2254

Mortgage

Document Number	0000039454,
Date	Apr 20, 2026
Instrument	202639454

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4861 GENEVA AVE, CONCORD, CA 94521-2254
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073189
Date	Apr 16, 2020
Instrument	2020-073189

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4861 GENEVA AVE, CONCORD, CA 94521-2254
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029470
Date	Feb 18, 2020
Instrument	2020-029470

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4861 GENEVA AVE, CONCORD, CA 94521-2254
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4861 GENEVA AVE, CONCORD, CA 94521-2254

Mortgage

Document Number	0000274549
Date	Oct 5, 2021
Instrument	2021-274549

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 4861 Geneva Ave was $8,238.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$668,098 (+2%) Land $318,726 Building $349,372
2025	$8,238.00	$654,999 Land $312,477 Building $342,522
2023	$7,879.00 (+1.32%)	$629,566 Land $300,344 Building $329,222
2022	$7,776.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4861 Geneva Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4861 Geneva Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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