4849 Geneva Ave, Concord, CA 94521 Property Records

Contra Costa County property record for 4849 Geneva Ave, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,576 sqft · built 1960
Lot Size	0.185 acres (8,040 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jul 2015)
Tax Bill	$8,352 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Dec 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`116-242-001`

Property Details

APN / Parcel Number

Primary APN	`116-242-001`
Alternative APN	`116-242-001-0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	1,972 sqft
1st Floor Area	1,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,040 sqft (0.185 acres)
Lot Dimensions	120 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4849 GENEVA AVE
City	CONCORD
State	CA
Zip	94521-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	TRACT 2617 LOT 15
Legal Subdivision	SUBDIVISION 2617
Legal Tract	2617
Legal Lot Number	15
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2005
Census Tract	333101

Owner

4849 Geneva Ave is owned and occupied by two individuals who bought it in July 2015.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4849 GENEVA AVE, CONCORD, CA 94521-2122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2015 · Amount on File
Deed Sale	Jul 14, 2015 · Amount on File
Prior Sale	Mar 16, 2004 · Amount on File
Deed Document Number	2015145036
Prior Transfer Date	Mar 26, 2015
Prior Transfer Doc	0000107164
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4849 GENEVA AVE, CONCORD, CA 94521-2122
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143649
Date	Sep 7, 2018
Instrument	2018-143649

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4849 GENEVA AVE, CONCORD, CA 94521-2122
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204259
Date	Dec 21, 2018
Instrument	2018-204259

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4849 GENEVA AVE, CONCORD, CA 94521-2122
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4849 GENEVA AVE, CONCORD, CA 94521-2122

Mortgage

Document Number	0000194888
Date	Jul 9, 2021
Instrument	2021-194888

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4849 GENEVA AVE, CONCORD, CA 94521-2122
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4849 GENEVA AVE, CONCORD, CA 94521-2122

Mortgage

Document Number	0000194886
Date	Jul 9, 2021
Instrument	2021-194886

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4849 GENEVA AVE, CONCORD, CA 94521-2122
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4849 GENEVA AVE, CONCORD, CA 94521-2122

Mortgage

Document Number	0000322591
Date	Nov 23, 2021
Instrument	2021-322591

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4849 Geneva Ave was $8,352 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$685,511 (+2%) Land $468,978 Building $216,533
2025	$8,352.00 Homeowner's exemption	$672,071 Land $459,783 Building $212,288
2023	$7,323.00 (+1.37%) Homeowner's exemption	$585,976 Land $441,930 Building $144,046
2022	$7,224.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4849 Geneva Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4849 Geneva Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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