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4860 Stone Acres Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4860 Stone Acres Cir, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,985 sqft · built 2007
Lot Size0.331 acres (14,418 sqft)
Owner2 Company Names on Record
Last Sale$165,000 (Jul 2010)
Tax Bill$2,871 (2025)
Deeds & MortgagesJun 2026 Sale
Jul 2022 Transfer
Flood ZoneZone AE (high risk)
APN18-25-31-2927-0001-0270

Property Details

APN / Parcel Number

Primary APN18-25-31-2927-0001-0270
Alternative APNs
  • 172531000000100000
  • 253118292700010270
  • 153384

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,985 sqft Living Area
Gross Area3,363 sqft
1st Floor Area1,985 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,418 sqft (0.331 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area874 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4860 STONE ACRES CIR
CitySAINT CLOUD
StateFL
Zip34771-8864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBLACKSTONE PB 19 PG 48-51 LOT 27
Legal Range31E
Legal Township25S
Legal Section18
Legal SubdivisionBLACKSTONE
Legal Tract2927
Legal Block270
Legal Lot Number27
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43600

Owner

Source: Osceola County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4860 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 21, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2010 · Amount on Record
Deed SaleJul 16, 2010 · Amount on Record
Prior SaleSep 26, 2007 · Amount on Record
Deed Document Number2010101709
Deed Book / Page4009 / 1067
Last Transfer DateJun 24, 2026
Transfer Doc0000085999
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 30, 2026
Property Address4860 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864
Document Number0000085999
Book / Page6996 / 2130
Instrument DateJun 24, 2026
Instrument202685999
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address4860 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJul 21, 2022
Property Address4860 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864
Document Number0062551037
Book / Page6255 / 1037
Map ReferenceMB 19 PG 48-51
Instrument DateJul 14, 2022
Instrument2022112224
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4860 STONE ACRES CIR, 4860, SAINT CLOUD, FL 34771-8864

Transferred To (Grantee/Buyer)

NameVerified Name
Address4860 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,871.00 (+5.75%) Homeowner's exemption$176,450 (+5.99%)$384,400 (+12.96%) Land $90,000 Building $294,400
2024$2,715.00 (+1.12%)
2023$2,685.00 (+269.83%) Homeowner's exemption$166,484 (+3%)$340,300 (+12.72%) Land $70,000 Building $270,300
2022$726.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$161,635$301,900 Land $60,000 Building $241,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, CenturyLink.

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