Osceola County property record for 4856 Stone Acres Cir, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,189 sqft · built 2007 |
| Lot Size | 0.326 acres (14,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $389,900 (Mar 2026) |
| Tax Bill | $7,361 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Nov 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 18-25-31-2927-0001-0290 |
| Primary APN | 18-25-31-2927-0001-0290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,189 sqft Living Area |
| Gross Area | 4,526 sqft |
| 1st Floor Area | 1,553 sqft |
| Upper Floors Area | 1,636 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,200 sqft (0.326 acres) |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 886 sqft |
| Patio Area | 1,468 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4856 STONE ACRES CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BLACKSTONE PB 19 PG 48-51 LOT 29 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 18 |
| Legal Subdivision | BLACKSTONE |
| Legal Tract | 2927 |
| Legal Block | 290 |
| Legal Lot Number | 29 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43600 |
4856 Stone Acres Cir is owned by a company that bought it in March 2026.
Source: Osceola County records, as of May 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9469 EMERALD BERRY DR, WINTER GARDEN, FL 34787-4182 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Warranty Deed, Transfer MAINSTAY NATIONAL TITLE LLC |
| Nov 13, 2017 | Grant Deed, Transfer OS NATIONAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on File |
| Deed Sale | Mar 25, 2026 · Amount on File |
| Prior Sale | Apr 1, 2013 · Amount on File |
| Deed Document Number | 202639466 |
| Deed Book / Page | 6943 / 935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 25, 2026 |
| Property Address | 4856 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864 |
| Document Number | 0069430935 |
| Book / Page | 6943 / 935 |
| Map Reference | MB 19 PG 48-51 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026039466 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MAINSTAY NATIONAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,729.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 803467, DALLAS, TX 75380-3467 |
| Name | Verified Name |
|---|---|
| Address | 9469 EMERALD BERRY DR, WINTER GARDEN, FL 34787-4182 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 13, 2017 |
| Property Address | 4856 STONE ACRES CIR, SAINT CLOUD, FL 34771-8864 |
| Document Number | 0052372723 |
| Book / Page | 005237 / 002723 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 161500 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657 |
The 2025 property tax bill for 4856 Stone Acres Cir was $7,361, up 5% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,361.00 (+5.01%) | $482,300 Land $90,000 Building $392,300 | $482,300 Land $90,000 Building $392,300 |
| 2024 | $7,010.00 (+9.43%) | ||
| 2023 | $6,406.00 (+11.93%) | $441,200 (+12.44%) Land $70,000 Building $371,200 | $441,200 (+12.44%) Land $70,000 Building $371,200 |
| 2022 | $5,723.00 | $392,400 Land $60,000 Building $332,400 | $392,400 Land $60,000 Building $332,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4856 Stone Acres Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4856 Stone Acres Cir is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, CenturyLink.
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