4860 Monroe St, Gary, IN 46408 Property Records

Lake County property record for 4860 Monroe St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 1944
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Jul 2022)
Tax Bill	$2,281 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0169-0018`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0169-0018`
Alternative APNs	`45-08-33-257-020.000-004` `254501690018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
Basement Area	1,200 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	127 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-45-0169-0018
Old Parcel Number	254501690018
Street Address	4860 MONROE ST
City	GARY
State	IN
Zip	46408-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JUNEDALE SUBDIV. L.18 BL.5
Legal Subdivision	JUNEDALE SUBDIVISION
Legal Block	5
Legal Lot Number	18
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1005
Census Tract	12500

Owner

4860 Monroe St is owned by an individual who bought it in July 2022.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	6401 WILSHIRE BLVD APT 1604, 1604, LOS ANGELES, CA 90048-4983
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jul 21, 2022	Warranty Deed, Transfer · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Oct 8, 2013
Deed Document Number	2022-529990
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4860 MONROE ST, GARY, IN 46408-4541
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREAT INDIANA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 ELECTRIC AVE, VENICE, CA 90291-3325

Mortgage

Document Number	0000050785
Date	Dec 28, 2022
Instrument	2022-550785

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 21, 2022
Property Address	4860 MONROE ST, GARY, IN 46408-4541
Document Number	0000029990
Map Reference	MB 19 PG 3
Instrument Date	Jun 23, 2022
Instrument	2022-529990
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14126 MARUESASWAY #3412 # 3412, 3412, MARINA DEL REY, CA 90292-7374

Mortgage

Document Number	0000030051
Date	Jul 21, 2022
Instrument	2022-530051

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,600 Land $11,300 Building $154,300	$165,600 Land $11,300 Building $154,300
2024	$2,281.00
2023		$86,300 (-2.04%) Land $11,000 Building $75,300	$86,300 (-2.04%) Land $11,000 Building $75,300
2022	$2,257.00	$88,100 Land $7,400 Building $80,700	$88,100 Land $7,400 Building $80,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4860 Monroe St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4860 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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