4855 Monroe St, Gary, IN 46408 Property Records

Lake County property record for 4855 Monroe St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 1944
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2021)
Tax Bill	$1,548 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0171-0010`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0171-0010`
Alternative APNs	`45-08-33-258-009.000-004` `254501710010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Attic	Attic
Attic Area	810 sqft
Basement Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2000
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-45-0171-0010
Old Parcel Number	254501710010
Street Address	4855 MONROE ST
City	GARY
State	IN
Zip	46408-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JUNEDALE SUBDIV. S. 5 FT. OF L.9 BL.7 ALL L.10 BL.7
Legal Subdivision	JUNEDALE SUB
Legal Block	7
Legal Lot Number	9
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1004
Census Tract	12500

Owner

4855 Monroe St is owned and occupied by an individual who bought it in August 2021.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4855 MONROE ST, GARY, IN 46408-4540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Prior Sale	Dec 29, 2020
Deed Document Number	2021-523303
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 18, 2021
Property Address	4855 MONROE ST, GARY, IN 46408-4540
Document Number	0000023303
Instrument Date	Aug 13, 2021
Instrument	2021-523303
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 MONROE ST, GARY, IN 46408-4540

Mortgage

Document Number	0000023304
Date	Aug 18, 2021
Instrument	2021-523304

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Dec 29, 2020
Property Address	4855 MONROE ST, GARY, IN 46408-4540
Document Number	0000097340
Instrument Date	Nov 15, 2020
Instrument	97340
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 MONROE ST GARY IN 464084540, GARY, IN 46408-4540

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,800 Land $10,900 Building $160,900	$171,800 Land $10,900 Building $160,900
2024	$1,548.00
2023		$121,400 (+1.93%) Land $10,100 Building $111,300	$121,400 (+1.93%) Land $10,100 Building $111,300
2022	$1,469.00 Homeowner's exemption	$119,100 Land $6,800 Building $112,300	$119,100 Land $6,800 Building $112,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4855 Monroe St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4855 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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