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486 Via Lago, Belton, TX 76513 Property Records

Bell County property record for 486 Via Lago, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details3,747 sqft · built 2020
Lot Size0.501 acres (21,824 sqft)
OwnerIndividual Name on File
Last Sale$729,172 (May 2021)
Tax Bill$13,423 (2025)
Deeds & MortgagesSep 2020 Construction Loan
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0430070124

Property Details

APN / Parcel Number

Primary APN0430070124
Alternative APNs
  • 334366
  • 583795

Interior

Stories2 Stories
Building Area3,747 sqft Living Area
1st Floor Area3,312 sqft
2nd Floor Area435 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Roof MaterialComposition Shingle
Lot Area21,824 sqft (0.501 acres)
Garage Area876 sqft
Parking Spaces3 Parking Spaces
PorchSlab

Location & Zoning

Street Address486 VIA LAGO
CityBELTON
StateTX
Zip76513-8558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRA BELLA SUBDIVISION, BLOCK 001, LOT 0009, ACRES .501
Legal SubdivisionTERRA BELLA SUBDIVISION
Legal Block1
Legal Lot Number9
JurisdictionBELL TX
Township / Civil DivisionSOUTH BELL
Census Block Group2
Census Block2010
Census Tract23405

Owner

486 Via Lago is owned and occupied by an individual who bought it in May 2021.

Source: Bell County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address486 VIA LAGO, BELTON, TX 76513-8558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed of Trust, Mortgage · Construction Mortgage
THE FIRST NATIONAL BANK OF MOODY
May 20, 2021Vendor's Lien, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jul 14, 2020Warranty Deed, Transfer
MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2021 · Amount on File
Deed SaleMay 20, 2021 · Amount on File
Prior SaleJul 14, 2020
Deed Document Number202131658
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address486 VIA LAGO, BELTON, TX 76513-8558
Transaction TypeMortgage
Record UpdatedSep 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051683
DateSep 24, 2020
Instrument2020-00051683
Lender
NameTHE FIRST NATIONAL BANK OF MOODY
TypeBank
AddressMOODY, TX 76557
Agreement
TypeConstruction Mortgage
AmountAmount on Record

May 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMay 20, 2021
Property Address486 VIA LAGO, BELTON, TX 76513-8558
Document Number0000031658
Map ReferenceCAB C SL 355-B
Instrument DateMay 19, 2021
Instrument2021031658
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4404 LEDAR CREEK RD, 4404, TEMPLE, TX 76504

Transferred To (Grantee/Buyer)

NameVerified Name
Address486 VIA LAGO, BELTON, TX 76513
InvestorPossibly a Property Investor

Mortgage

Document Number0000031659
DateMay 20, 2021
Instrument2021031659
Lender
NameBANK OF AMERICA NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateJul 14, 2020
Property Address486 VIA LAGO, BELTON, TX 76513-8558
Document Number0000035048
Instrument DateJul 10, 2020
Instrument35048
Transaction TypeTransfer
Record UpdatedAug 19, 2020
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4404 CEDAR CREEK RD TEMPLE TX 765044806, TEMPLE, TX 76504-4806

Tax Assessment & Valuation

The 2025 property tax bill for 486 Via Lago was $13,423 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictSalado Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,423.00$943,100 Land $52,377 Building $890,723$943,100 Land $52,377 Building $890,723
2023$12,568.00 (-7.81%) Homeowner's exemption$1,187,576 Land $52,377 Building $1,135,199$1,187,576 Land $52,377 Building $1,135,199
2022$13,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 Via Lago in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Nearby Flood Policies47 in force
Nearby Flood Claims3 (2010–2015)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Via Lago is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARMSTRONG WSC
serves 3,285 people · EPA ID TX0140019
Water SourcePurchased surface water from CENTRAL TEXAS WSC
Last State InspectionJan 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless		500 / 100
Western Broadband
Fixed Wireless		200 / 40

May also be available: Falcon Internet, SOS Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Via Lago

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