368 Via Lago, Belton, TX 76513 Property Records

Bell County property record for 368 Via Lago, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,348 sqft · built 2021
Lot Size	0.52 acres (22,651 sqft)
Owner	Trust Name on File
Last Sale	$199,500 (Apr 2022)
Tax Bill	$13,846 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0430070115`

Property Details

APN / Parcel Number

Primary APN	`0430070115`
Alternative APNs	`334363` `846424`

Interior

Stories	1 Story
Building Area	3,348 sqft Living Area
1st Floor Area	3,348 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	22,651 sqft (0.52 acres)
Garage Area	702 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch

Location & Zoning

Street Address	368 VIA LAGO
City	BELTON
State	TX
Zip	76513-8069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA SUBDIVISION, BLOCK 001, LOT 0006, ACRES .52
Legal Subdivision	TERRA BELLA SUBDIVISION
Legal Block	1
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	2
Census Block	2010
Census Tract	23405

Owner

368 Via Lago is owner-occupied and held in a trust since April 2022.

Source: Bell County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	368 VIA LAGO, BELTON, TX 76513-8069
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 8, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SOUTHERN LENDING SERVICES LTD
Jul 10, 2018	Warranty Deed, Transfer FIRST CMNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Deed Document Number	202222598
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	368 VIA LAGO, BELTON, TX 76513-8069
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 VIA LAGO, BELTON, TX 76513-8069

Mortgage

Document Number	0000011505
Date	Mar 11, 2026
Instrument	2026011505

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 8, 2022
Property Address	368 VIA LAGO, BELTON, TX 76513-8069
Document Number	0000022598
Map Reference	CAB C SL 355-B
Instrument Date	Apr 7, 2022
Instrument	2022022598
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3007 LEGEND OAKS BLVD, 3007, BELTON, TX 76513-1557

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	368 VIA LAGO, BELTON, TX 76513-8069

Mortgage

Document Number	0000022599
Date	Apr 8, 2022
Instrument	2022022599

Lender

Name	SOUTHERN LENDING SERVICES LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2032

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 10, 2018
Property Address	368 VIA LAGO, BELTON, TX 76513-8069
Document Number	0000028560
Instrument Date	Jul 6, 2018
Instrument	28560
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9311 TROLL HOLW BELTON TX 765137240, BELTON, TX 76513-7240

Tax Assessment & Valuation

The 2025 property tax bill for 368 Via Lago was $13,846 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,846.00	$946,951 Land $54,363 Building $892,588	$946,951 Land $54,363 Building $892,588
2023	$12,737.00 (+24.8%) Homeowner's exemption	$1,199,579 Land $54,363 Building $1,145,216	$1,199,579 Land $54,363 Building $1,145,216
2022	$10,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 368 Via Lago in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 368 Via Lago is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARMSTRONG WSC serves 3,285 people · EPA ID TX0140019
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Jan 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Western Broadband Fixed Wireless	200 / 40

May also be available: Falcon Internet, SOS Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Via Lago

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