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486 Union St, Douglas, MI 49406 Property Records

Allegan County property record for 486 Union St, Douglas, MI 49406

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,248 sqft · built 1995
Lot Size1.21 acres (52,708 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Oct 2008)
Tax Bill$5,391 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN59-016-080-23

Property Details

APN / Parcel Number

Primary APN59-016-080-23
Alternative APN
  • 03-59-016-080-23

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Unfinished Basement1,248 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area52,708 sqft (1.21 acres)
Lot Dimensions528 ft deep x 100 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address486 UNION ST
CityDOUGLAS
StateMI
Zip49406-5107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 RES PU
Legal DescriptionN 100' OF S 275' OF W 528' OF E 1308.25' OF SW 1/4 SEC 16 T3N R16W (96)
Legal Range16W
Legal Township03N
Legal Section16
JurisdictionALLEGAN MI
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2037
Census Tract30802

Owner

486 Union St is owned by two individuals who bought it in October 2008.

Source: Allegan County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address5000 N MARINE DR, 2C, CHICAGO, IL 60640-3226
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2008 · Amount on File
Deed SaleOct 31, 2008 · Amount on File
Prior SaleAug 15, 2005 · Amount on File
Deed Book / Page3272 / 867
Prior Transfer DateFeb 1, 2001
Prior Transfer Doc2192000629
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address486 UNION ST, DOUGLAS, MI 49406-5107
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanyDEVON TITLE COMPANY, DEVON TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 N MARINE DR 2C, 2C, CHICAGO, IL 60640-3226

Mortgage

Document Number004708/419
DateDec 14, 2021
Book Page4708/419
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueNov 26, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 486 Union St was $5,391.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityDouglas City
Unified School DistrictSaugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150,700 Land $50,000 Building $100,700$301,400 Land $100,000 Building $201,400
2025$5,391.00
2023$122,700 Land $37,500 Building $85,200$245,400 Land $75,000 Building $170,400
2020$4,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALAMAZOO LAKE SEWER & WATER AUTHORITY
serves 5,000 people · EPA ID MI0003525
Water SourceGroundwater
Last State InspectionJun 2021
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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