486 Union Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 486 Union Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Planned Unit Development
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Oct 2023)
Tax Bill	$197 (2022)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1645818`

Property Details

APN / Parcel Number

Primary APN	`1645818`
Alternative APN	`15257777`

Exterior

Lot Area	60,984 sqft (1.4 acres)

Location & Zoning

Account Number	15257777
Street Address	486 UNION RD
City	RUTHERFORDTON
State	NC
Zip	28139-7457
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	HUNTERS GLEN LO38B PH3 PL29-96
Legal Subdivision	HUNTERS GLEN SUB
Legal Block	1
Legal Lot Number	38B
Jurisdiction	RUTHERFORD NC
Township / Civil Division	UNION
Census Block Group	2
Census Block	2010
Census Tract	960400

Owner

486 Union Rd, a planned unit development, is owned by an individual who bought it in October 2023.

Source: Rutherford County records, as of October 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	110 RED BUD LN, RUTHERFORDTON, NC 28139-3213
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Jul 22, 2021	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Sep 11, 2012 · Amount on File
Deed Document Number	0020752543
Deed Book / Page	2075 / 2543
Record Updated	Jun 7, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 2, 2023
Property Address	486 UNION RD, RUTHERFORDTON, NC 28139-7457
Document Number	0020752543
Book / Page	2075 / 2543
Map Reference	MB 29 PG 96
Instrument Date	Sep 29, 2023
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 PHILLIP LN, ARDEN, NC 28704-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 RED BUD LN, RUTHERFORDTON, NC 28139-3213

Mortgage

Document Number	0020752546
Date	Oct 2, 2023
Instrument	2075/2546

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Change Frequency	15 Years
Min Rate At Change	3%
Max Rate At Change	13.2%
Index	10-Year TN

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 22, 2021
Property Address	486 UNION RD, RUTHERFORDTON, NC 28139-7457
Document Number	0020490580
Book / Page	2049 / 580
Instrument Date	Jul 22, 2021
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$28,000 Land $28,000	$28,000 Land $28,000
2022	$197.00
2021	$197.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 486 Union Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Union Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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