265 Union Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 265 Union Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Farm - Poultry, Fish, Bees, Rabbits
Lot Size	44 acres (1,916,640 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Jan 2022)
Deeds & Mortgages	Nov 2022 Construction Loan Apr 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1655668`

Property Details

APN / Parcel Number

Primary APN	`1655668`

Exterior

Lot Area	1,916,640 sqft (44 acres)

Location & Zoning

Street Address	265 UNION RD
City	RUTHERFORDTON
State	NC
Zip	28139-7455
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Poultry, Fish, Bees, Rabbits
Legal Description	PL43-13
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2011

Owner

265 Union Rd, an agricultural property, is owned by an individual who bought it in January 2022.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	211 GREENVILLE AVE UNIT 104, 104, ARDEN, NC 28704-1049
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Construction Mortgage PARK NATIONAL BANK
Apr 17, 2023	Deed of Trust, Mortgage · Construction Mortgage PARK NATIONAL BANK
Jan 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Deed Document Number	0020561845
Deed Book / Page	2056 / 1845
Record Updated	Jun 7, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	265 UNION RD, RUTHERFORDTON, NC 28139-7455
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020671086
Date	Nov 29, 2022
Book Page	2067/1086

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Index	Other

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	265 UNION RD, RUTHERFORDTON, NC 28139-7455
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 GREENVILLE AVE 104, 104, ARDEN, NC 28704-1049

Mortgage

Document Number	0020704897
Date	Apr 17, 2023
Book Page	2070/4897

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	HEATH, OH 43056

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Max Rate	12.3%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 21, 2022
Property Address	265 UNION RD, RUTHERFORDTON, NC 28139-7455
Document Number	0020561845
Book / Page	2056 / 1845
Instrument Date	Jan 21, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Tax	$432.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1460 SAINT ANNES CT NW, CONCORD, NC 28027-9721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 GREENVILLE AVE UNIT 104, 104, ARDEN, NC 28704-1049

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$84,400 Land $84,400	$84,400 Land $84,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 265 Union Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Union Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: AT&T, Skyrunner, Spectrum, T-Mobile.

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