411 Thermal View Dr, Tryon, NC 28782 Property Records

Polk County property record for 411 Thermal View Dr, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,244 sqft · built 1959
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,408 (May 2019)
Tax Bill	$1,412 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P47-102`

Property Details

APN / Parcel Number

Primary APN	`P47-102`
Alternative APN	`52379`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,244 sqft Finished Area
Basement Area	334 sqft
Unfinished Basement	334 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	54,450 sqft (1.25 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	52379
Street Address	411 THERMAL VIEW DR
City	TRYON
State	NC
Zip	28782-7685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	1.25 ACRES, P47 MAP P47
Legal Subdivision	MAP P47
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1024
Census Tract	920301

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 THERMAL VIEW DR, TRYON, NC 28782-7685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Dec 3, 2019	Warranty Deed, Transfer · Stand-Alone Refinance ENTEGRA BANK
May 9, 2019	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Prior Sale	Jan 4, 2000
Deed Book / Page	440 / 783
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	411 THERMAL VIEW DR, TRYON, NC 28782-7685
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000457/952
Date	Mar 25, 2021
Book Page	457/952

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 3, 2019
Property Address	411 THERMAL VIEW DR, TRYON, NC 28782-7685
Document Number	00444/2353
Book / Page	444 / 2353
Instrument Date	Dec 2, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 WHITESIDE RD, MILL SPRING, NC 28756-5750

Mortgage

Document Number	00444/2356
Date	Dec 3, 2019
Book Page	444/2356

Lender

Name	ENTEGRA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

May 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	POLK NC
Recording Date	May 9, 2019
Property Address	411 THERMAL VIEW DR, TRYON, NC 28782-7685
Document Number	000440/783
Book / Page	440 / 783
Instrument Date	May 7, 2019
Transaction Type	Foreclosure
Record Updated	Sep 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 GRANITE PKWY, PLANO, TX 75024-4177

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,412.00 (+3.52%)	$240,829 (-) Land $47,500 Building $193,329	$240,829 (-) Land $47,500 Building $193,329
2025	$1,364.00 (+40.18%)	$240,829 (+70.98%) Land $47,500 Building $193,329	$240,829 (+70.98%) Land $47,500 Building $193,329
2023	$973.00 (+4.51%)	$140,849 (-) Land $32,375 Building $108,474
2022	$931.00	$140,849 Land $32,375 Building $108,474
2021			$140,849 Land $32,375 Building $108,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Pangaea Internet Fiber	500 / 500
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon.

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