486 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 486 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 2019
Lot Size	0.182 acres (7,928 sqft)
Owner	Company Name on Record
Last Sale	$294,000 (Nov 2023)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Nov 2023 Sale Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675203-001120`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675203-001120`
Alternative APNs	`062926675203001120` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	2,131 sqft
1st Floor Area	1,690 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,928 sqft (0.182 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	136 sqft

Location & Zoning

Street Address	486 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS 3A PB 170 PGS 35-36 LOT 112
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS 3A
Legal Block	1
Legal Lot Number	112
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19400 OAKLEAF ST, ORLANDO, FL 32833-5555
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer CELEBRATION TITLE GROUP
Mar 19, 2021	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC
Aug 29, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	2023278852
Deed Book / Page	12922 / 1311
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 29, 2023
Property Address	486 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203
Document Number	0000278852
Book / Page	12922 / 1311
Map Reference	MB 170 PG 35&36
Instrument Date	Nov 22, 2023
Instrument	2023278852
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$2,058.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16048 PIOUS, HASLET, TX 76052-3926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19400 OAKLEAF ST, ORLANDO, FL 32833-5555

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 19, 2021
Property Address	486 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203
Document Number	0000070140
Book / Page	11629 / 428
Map Reference	MB 170 PG 35&36
Instrument Date	Mar 12, 2021
Instrument	2021070140
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 BILTMORE DR NW, 1000, WINTER HAVEN, FL 33881-1104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 QUARI ST, AURORA, CO 80011-8340

Mortgage

Document Number	0011629430
Date	Mar 19, 2021
Instrument	11629/430

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 29, 2019
Property Address	486 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203
Document Number	0109561497
Book / Page	010956 / 001497
Instrument Date	Aug 27, 2019
Instrument	183083
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	486 ST GEORGES CIR EAGLE LAKE FL 338395203, EAGLE LAKE, FL 33839-5203

Mortgage

Document Number	109561498
Date	Aug 29, 2019
Book Page	010956/001498
Instrument	183084

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,031 (-1.37%) Land $44,000 Building $182,031	$226,031 (-1.37%) Land $44,000 Building $182,031
2025	$4,359.00 (-9.11%)	$229,179 (-7.99%) Land $44,000 Building $185,179	$229,179 (-7.99%) Land $44,000 Building $185,179
2023	$4,796.00 (+3.59%)	$249,083 (+4.55%) Land $42,000 Building $207,083	$249,083 (+4.55%) Land $42,000 Building $207,083
2022	$4,630.00	$238,242 Land $35,000 Building $203,242	$238,242 Land $35,000 Building $203,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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