474 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 474 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,505 sqft · built 2019
Lot Size0.132 acres (5,763 sqft)
Owner2 Individual Names on File
Last Sale$242,997 (Jul 2020)
Tax Bill$3,555 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-29-06-675203-001150

Property Details

APN / Parcel Number

Primary APN26-29-06-675203-001150
Alternative APNs
  • 062926675203001150
  • 62926000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,505 sqft Living Area
Gross Area2,946 sqft
1st Floor Area1,032 sqft
Upper Floors Area1,473 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area5,763 sqft (0.132 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area90 sqft

Location & Zoning

Street Address474 ST GEORGES CIR
CityEAGLE LAKE
StateFL
Zip33839-5203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORMANDY HEIGHTS 3A PB 170 PGS 35-36 LOT 115
Legal Range26E
Legal Township29S
Legal Section06
Legal SubdivisionNORMANDY HEIGHTS 3A
Legal Block1
Legal Lot Number115
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1041
Census Tract14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address474 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Deed of Trust, Mortgage · Partial Claim Mortgage
ROCKET MORTGAGE LLC
Mar 28, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 13, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jul 1, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
DHI MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2020 · Amount on File
Deed SaleJul 1, 2020 · Amount on File
Deed Document Number2020131971
Deed Book / Page11284 / 1849
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address474 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203

Mortgage

Document Number0000052113
DateMar 4, 2026
Book Page13903/1627
Instrument2026052113
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypePartial Claim Mortgage
AmountAmount on Record
Term292 Months
DueJul 1, 2050

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address474 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203

Mortgage

Document Number0000071623
DateMar 28, 2024
Book Page13057/491
Instrument2024071623
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term316 Months
DueJul 1, 2050

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address474 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203

Mortgage

Document Number0000215809
DateSep 13, 2023
Book Page12835/2253
Instrument2023215809
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term322 Months
DueJul 1, 2050

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 1, 2020
Property Address474 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203
Document Number0112841849
Book / Page011284 / 001849
Instrument DateJun 26, 2020
Instrument131971
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 22, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,701.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address474 ST GEORGES CIR EAGLE LAKE FL 338395203, EAGLE LAKE, FL 33839-5203

Mortgage

Document Number112841850
DateJul 1, 2020
Book Page011284/001850
Instrument131972
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 30, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,716 (+2.7%)$268,027 (-0.67%) Land $44,000 Building $224,027
2025$3,555.00 (+5.8%) Homeowner's exemption$230,493 (+5.99%)$269,830 (-6.83%) Land $44,000 Building $225,830
2023$3,360.00 (+2.75%) Homeowner's exemption$217,473 (+3%)$289,604 (+17.19%) Land $42,000 Building $247,604
2022$3,270.00 Homeowner's exemption$211,139$247,121 Land $35,000 Building $212,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims13 (1994–2022)
Claims Outside the SFHA7 of 13
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier.

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