Owen County property record for 486 Smith Bend Dr, Spencer, IN 47460
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1 ba · 840 sqft · built 1990 |
| Lot Size | 2.98 acres (129,809 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $232 (2025) |
| Deeds & Mortgages | May 2023 Sale Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-11-15-400-215.020-022 |
| Primary APN | 60-11-15-400-215.020-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 129,809 sqft (2.98 acres) |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Central |
|---|
| Account Number | 00001008267 |
|---|---|
| Street Address | 486 SMITH BEND DR |
| City | SPENCER |
| State | IN |
| Zip | 47460-6217 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | HIDDEN VALLEY EST 2 PT LOT 2 & PT LOT 3 2.98A |
| Legal Subdivision | HIDDEN VALLEY ESTATES |
| Legal Lot Number | 2,3 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 955701 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 486 SMITH BEND DR, SPENCER, IN 47460-6217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Warranty Deed, Transfer |
| Jun 23, 2020 | Contract Sale, Transfer · Land Contract STEVEN HOLLOWAY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2023 |
| Deed Sale | May 23, 2023 |
| Prior Sale | Jun 23, 2020 · Amount on Record |
| Deed Document Number | 2023233078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | May 23, 2023 |
| Property Address | 486 SMITH BEND DR, SPENCER, IN 47460-6217 |
| Document Number | 0000233078 |
| Instrument Date | May 11, 2023 |
| Instrument | 233078 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 486 SMITH BEND DR, SPENCER, IN 47460-6217 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Jun 23, 2020 |
| Property Address | 486 SMITH BEND DR, SPENCER, IN 47460-6217 |
| Document Number | 0000220738 |
| Instrument Date | Aug 26, 2017 |
| Instrument | 220738 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Date | Jun 23, 2020 |
|---|
| Name | STEVEN HOLLOWAY |
|---|---|
| Type | Private Party |
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Lafayette Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $232.00 (+12.62%) Homeowner's exemption | $67,200 (+31.25%) Land $39,800 Building $27,400 | $67,200 (+31.25%) Land $39,800 Building $27,400 |
| 2024 | $206.00 (-5.5%) | ||
| 2023 | $218.00 (+14.14%) | $51,200 (+12.78%) Land $22,000 Building $29,200 | $51,200 (+12.78%) Land $22,000 Building $29,200 |
| 2022 | $191.00 | $45,400 Land $22,000 Building $23,400 | $45,400 Land $22,000 Building $23,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
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