407 Smith Bend Dr, Spencer, IN 47460 Property Records

Owen County property record for 407 Smith Bend Dr, Spencer, IN 47460

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,768 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Apr 2017)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`60-11-15-400-215.110-022`

Property Details

APN / Parcel Number

Primary APN	`60-11-15-400-215.110-022`
Alternative APN	`00001008285`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Shed	1 Shed
Shed Area	48 sqft
Lean-To	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001008285
Street Address	407 SMITH BEND DR
City	SPENCER
State	IN
Zip	47460-6217
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HIDDEN VALLEY ESTATES SEC 2 LOT 11 2A
Legal Subdivision	HIDDEN VALLEY ESTATES
Legal Lot Number	11
Jurisdiction	OWEN IN
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1047
Census Tract	955701

Owner

407 Smith Bend Dr, a mobile home, is owned and occupied by an individual who bought it in April 2017.

Source: Owen County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	151 CHARLOTTE AVE, SWITZ CITY, IN 47465-1012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Affidavit of Death of Joint Tenant, Transfer
Apr 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017 · Amount on File
Deed Sale	Apr 26, 2017 · Amount on File
Prior Sale	Apr 4, 2005 · Amount on File
Deed Document Number	2017208660
Record Updated	Sep 20, 2026

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	OWEN IN
Recording Date	Apr 15, 2024
Property Address	407 SMITH BEND DR, SPENCER, IN 47460-6217
Document Number	0000236241
Map Reference	CAB 120A
Instrument Date	Apr 1, 2024
Instrument	236241
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 CHARLOTTE AVE, SWITZ CITY, IN 47465-1012

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Apr 26, 2017
Property Address	407 SMITH BEND DR, SPENCER, IN 47460-6217
Document Number	0000208660
Map Reference	MB2 PG H-18
Instrument Date	Apr 26, 2017
Instrument	208660
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SMITH BEND DR, SPENCER, IN 47460-6217

Tax Assessment & Valuation

The 2025 property tax bill for 407 Smith Bend Dr was $1,656 with a homeowner's exemption, up 5% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Lafayette Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (+5%) Homeowner's exemption	$140,900 Land $30,000 Building $110,900	$140,900 Land $30,000 Building $110,900
2024	$276.00 (+2.6%)
2023	$269.00 (+20.09%)	$119,400 (+15.7%) Land $20,000 Building $99,400	$119,400 (+15.7%) Land $20,000 Building $99,400
2022	$224.00	$103,200 Land $20,000 Building $83,200	$103,200 Land $20,000 Building $83,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Smith Bend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Smith Bend Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Smith Bend Dr

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