486 Sebasco Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 486 Sebasco Rd, Phippsburg, ME 04562 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 234 sqft · built 1945
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Company Names on File
Tax Bill	$1,249 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:031 L:005`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:031 L:005`
Alternative APN	`1295`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	234 sqft Living Area
Gross Area	1,256 sqft
1st Floor Area	234 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Metal
Lot Area	55,757 sqft (1.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1295
Street Address	486 SEBASCO RD
City	PHIPPSBURG
State	ME
Zip	04562-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	1
Census Block	1023
Census Tract	970700

Owner

Source: Sagadahoc County and Phippsburg Town records · APN PHIP M:031 L:005

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	486 SEBASCO RD, PHIPPSBURG, ME 04562-5016
Owner Type	Company
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage MILESONE FEDERAL CREDIT UNION
Jan 03, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MILESONE FEDERAL CREDIT UNION
Sep 08, 2022	Warranty Deed, Transfer
Nov 29, 2017	Deed of Trust, Mortgage FIRST FSLA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2022
Deed Sale	Sep 08, 2022
Prior Sale	Oct 20, 2016
Deed Document Number	20226333
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	486 SEBASCO RD, PHIPPSBURG, ME 04562-5016
Transaction Type	Mortgage
Record Updated	Mar 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000685
Date	Feb 11, 2026
Instrument	2026R-00685

Lender

Name	MILESONE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2046

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	486 SEBASCO RD, PHIPPSBURG, ME 04562-5016
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000017
Date	Jan 03, 2023
Instrument	2023R-00017

Lender

Name	MILESONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Feb 01, 2037

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Sep 08, 2022
Property Address	486 SEBASCO RD, PHIPPSBURG, ME 04562-5016
Document Number	0000006333
Instrument Date	Sep 02, 2022
Instrument	2022R-06333
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 SEBASCO RD, PHIPPSBURG, ME 04562-5016

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	486 SEBASCO RD, PHIPPSBURG, ME 04562-5016
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008720
Date	Nov 29, 2017
Instrument	2017R-08720

Lender

Name	FIRST FSLA

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Dec 15, 2032

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,249.00 (+4.87%)	$101,100 (-) Land $35,300 Building $65,800
2024	$1,191.00 (+2.94%)	$101,100 (-) Land $35,300 Building $65,800
2023	$1,157.00 (+13.1%)	$101,100 (-) Land $35,300 Building $65,800
2022	$1,023.00	$101,100 Land $35,300 Building $65,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2024, tidal / storm surge, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jan 2024 · 8 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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