463 Sebasco Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 463 Sebasco Rd, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 182 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$106,700 (Mar 2021)
Tax Bill	$820 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:044 L:035`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:044 L:035`
Alternative APN	`326`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	182 sqft Living Area
1st Floor Area	182 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	326
Street Address	463 SEBASCO RD
City	PHIPPSBURG
State	ME
Zip	04562-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	35
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	1
Census Block	1015
Census Tract	970700

Owner

Source: Sagadahoc County and Phippsburg Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	463 SEBASCO RD, PHIPPSBURG, ME 04562-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage LEADERONE FINANCIAL
Mar 23, 2021	Warranty Deed, Transfer · Stand-Alone Refinance LEADERONE FINANCIAL
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FED'L SVGS & LN ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	20212502
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	463 SEBASCO RD, PHIPPSBURG, ME 04562-5005
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004348
Date	Sep 12, 2023
Instrument	2023R-04348

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	463 SEBASCO RD, PHIPPSBURG, ME 04562-5005
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002503
Date	Mar 23, 2021
Instrument	2021R-02503

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Mar 23, 2021
Property Address	463 SEBASCO RD, PHIPPSBURG, ME 04562-5005
Document Number	2502
Instrument Date	Mar 19, 2021
Instrument	2021R-02502
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LONGLEY DR, HARPSWELL, ME 04079-4516

Mortgage

Document Number	2503
Date	Mar 23, 2021
Instrument	2021R-02503

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	463 SEBASCO RD, PHIPPSBURG, ME 04562-5005
Document Number	0000003729
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 SEBASCO RD PHIPPSBURG ME 04562, PHIPPSBURG, ME 04562

Mortgage

Document Number	0000003729
Date	Jun 26, 2019
Instrument	3729

Lender

Name	FIRST FED'L SVGS & LN ASSN

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$820.00 (+4.86%)	$66,400 (-) Land $9,500 Building $56,900
2024	$782.00 (+2.89%)	$66,400 (-) Land $9,500 Building $56,900
2023	$760.00 (+13.1%)	$66,400 (-) Land $9,500 Building $56,900
2022	$672.00	$66,400 Land $9,500 Building $56,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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