Sumner County property record for 486 Ryan Ave, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,528 sqft · built 2016 |
| Owner | Individual Name on File |
| Last Sale | $268,000 (Feb 2021) |
| Tax Bill | $1,340 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083135B G 02100 |
| Primary APN | 083135B G 02100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 486 RYAN AVE |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-2754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB29 PG222 LT138 |
| Legal Subdivision | ELK ACRES SEC5 LT138 |
| Legal Block | 222 |
| Legal Lot Number | 138 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 20905 |
486 Ryan Ave is owned and occupied by an individual who bought it in February 2021.
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 486 RYAN AVE, GALLATIN, TN 37066-2754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Feb 3, 2017 | Warranty Deed, Transfer GUARANTY TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2021 · Amount on File |
| Deed Sale | Feb 1, 2021 · Amount on File |
| Prior Sale | Feb 3, 2017 · Amount on File |
| Deed Document Number | 1348502 |
| Deed Book / Page | 5485 / 542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Feb 1, 2021 |
| Property Address | 486 RYAN AVE, GALLATIN, TN 37066-2754 |
| Document Number | 0054850542 |
| Book / Page | 5485 / 542 |
| Map Reference | MB 29 PG 222 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 1348502 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $991.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 RYAN AVE, GALLATIN, TN 37066-2754 |
| Document Number | 5485544 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 5485/544 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Feb 3, 2017 |
| Property Address | 486 RYAN AVE, GALLATIN, TN 37066-2754 |
| Document Number | 0044740068 |
| Book / Page | 004474 / 000068 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 1184391 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $785.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 RYAN AVE GALLATIN TN 370662754, GALLATIN, TN 37066-2754 |
| Document Number | 44740071 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 004474/000071 |
| Instrument | 1184392 |
| Name | GUARANTY TR |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 2, 2047 |
The 2025 property tax bill for 486 Ryan Ave was $1,340.
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,340.00 | $94,275 Land $21,250 Building $73,025 | |
| 2024 | $377,100 Land $85,000 Building $292,100 | ||
| 2023 | $1,842.00 (-0.32%) | $60,350 (-) Land $13,250 Building $47,100 | |
| 2022 | $1,848.00 | $60,350 Land $13,250 Building $47,100 | |
| 2021 | $241,400 Land $53,000 Building $188,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 486 Ryan Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 486 Ryan Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures