Sumner County property record for 474 Ryan Ave, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,406 sqft · built 2016 |
| Lot Size | 0.212 acres (9,245 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Jul 2026) |
| Tax Bill | $1,235 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083135B G 01800 |
| Primary APN | 083135B G 01800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| Gross Area | 2,001 sqft |
| 1st Floor Area | 1,406 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,245 sqft (0.212 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 474 RYAN AVE |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-2754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB29 PG222 LT135 |
| Legal Subdivision | PLAN OF ELK ACRES |
| Legal Block | 222 |
| Legal Lot Number | 135 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 20905 |
Source: Sumner County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 474 RYAN AVE, GALLATIN, TN 37066-2754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage LENDING HAND MORTGAGE |
| Jun 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Feb 18, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 6, 2019 | Warranty Deed, Transfer · FHA Mortgage ACOPIA |
| Jan 31, 2017 | Warranty Deed, Transfer · FHA Mortgage WILSON BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Prior Sale | Nov 6, 2019 · Amount on Record |
| Deed Document Number | 20261556151 |
| Deed Book / Page | 6886 / 707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jul 1, 2026 |
| Property Address | 474 RYAN AVE, GALLATIN, TN 37066-2754 |
| Document Number | 0001556151 |
| Book / Page | 6886 / 707 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20261556151 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130,795.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 474 RYAN AVE, GALLATIN, TN 37066-2754 |
| Document Number | 0001556152, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 20261556152 |
| Name | LENDING HAND MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jun 28, 2022 |
| Property Address | 474 RYAN AVE, GALLATIN, TN 37066-2754 |
| Document Number | 0059770317 |
| Book / Page | 5977 / 317 |
| Map Reference | MB 29 PG 222&223 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 1420800 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,332.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 474 RYAN AVE, GALLATIN, TN 37066-2754 |
| Document Number | 0005977320 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 5977/320 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 474 RYAN AVE, GALLATIN, TN 37066-2754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 474 RYAN AVE, GALLATIN, TN 37066-2754 |
| Document Number | 0058670215 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 5867/215 |
| Instrument | 1403979 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Nov 6, 2019 |
| Property Address | 474 RYAN AVE, GALLATIN, TN 37066-2754 |
| Document Number | 0050710156 |
| Book / Page | 005071 / 000156 |
| Instrument Date | Nov 4, 2019 |
| Instrument | 1289236 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | HOMESTEAD ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $958.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 474 RYAN AVE GALLATIN TN 370662754, GALLATIN, TN 37066-2754 |
| Document Number | 50710158 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 005071/000158 |
| Instrument | 1289237 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jan 31, 2017 |
| Property Address | 474 RYAN AVE, GALLATIN, TN 37066-2754 |
| Document Number | 0044710432 |
| Book / Page | 004471 / 000432 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 1183925 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 474 RYAN AVE GALLATIN TN 370662754, GALLATIN, TN 37066-2754 |
| Document Number | 44710435 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 004471/000435 |
| Instrument | 1183926 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | LEBANON, TN 37087 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,235.00 (-27.35%) | $86,925 (+56.06%) Land $21,250 Building $65,675 | |
| 2024 | $347,700 (+56.06%) Land $85,000 Building $262,700 | ||
| 2023 | $1,700.00 (-0.35%) | $55,700 (-) Land $13,250 Building $42,450 | |
| 2022 | $1,706.00 | $55,700 Land $13,250 Building $42,450 | |
| 2021 | $222,800 Land $53,000 Building $169,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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