Middlesex County and Wakefield Town property record for 486 Lowell St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,987 sqft · built 1885 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,980 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57146 |
| Primary APN | 57146 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,987 sqft Living Area |
| Gross Area | 3,482 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,738 sqft (1.05 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 57146 |
|---|---|
| Street Address | 486 LOWELL ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-1969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 66 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 335302 |
486 Lowell St is owned and occupied by two individuals who acquired it in January 2026.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 486 LOWELL ST, WAKEFIELD, MA 01880-1969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jan 9, 2026 | Quit Claim Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE |
| Mar 29, 2019 | Quit Claim Deed, Transfer · Conventional with PMI QUAD CTY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2026 |
| Deed Sale | Jan 9, 2026 |
| Prior Sale | Mar 29, 2019 · Amount on File |
| Deed Book / Page | 85102 / 442 |
| Prior Transfer Date | Jan 5, 2026 |
| Prior Transfer Doc | 085102-442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 486 LOWELL ST, WAKEFIELD, MA 01880-1969 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0078674-58 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 78674/58 |
| Instrument | 202567 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Jan 9, 2026 |
| Property Address | 486 LOWELL ST, WAKEFIELD, MA 01880-1969 |
| Document Number | 085102-442 |
| Book / Page | 85102 / 442 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 2591 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 LOWELL ST, WAKEFIELD, MA 01880-1969 |
| Document Number | 0000002592 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 2592 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Mar 29, 2019 |
| Property Address | 486 LOWELL ST, WAKEFIELD, MA 01880-1969 |
| Document Number | 72399-289 |
| Book / Page | 072399 / 000289 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 39518 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,964.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 486 LOWELL ST WAKEFIELD MA 018801969, WAKEFIELD, MA 01880-1969 |
| Document Number | 72399-292 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 072399/000292 |
| Instrument | 39519 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2049 |
The 2025 property tax bill for 486 Lowell St was $8,980, up 5.8% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,980.00 (+5.8%) | $791,200 (+4.86%) Land $405,900 Building $385,300 | $804,080 (+1.15%) |
| 2024 | $8,488.00 (-0.31%) | $754,500 (+3.95%) Land $386,800 Building $367,700 | $794,960 |
| 2023 | $8,514.00 | $725,800 Land $371,800 Building $354,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 486 Lowell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 486 Lowell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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