Middlesex County and Wakefield Town property record for 474 Lowell St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,158 sqft · built 1860 |
| Lot Size | 0.872 acres (38,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $770,000 (Jun 2022) |
| Tax Bill | $8,781 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 78481 |
| Primary APN | 78481 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,158 sqft Living Area |
| Gross Area | 4,358 sqft |
| Basement Area | 1,053 sqft |
| Unfinished Basement | 1,053 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,002 sqft (0.872 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 78481 |
|---|---|
| Street Address | 474 LOWELL ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-1969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 170 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 335302 |
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 474 LOWELL ST, WAKEFIELD, MA 01880-1969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB |
| Jun 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on Record |
| Deed Sale | Jun 30, 2022 · Amount on Record |
| Prior Sale | Jul 31, 2015 · Amount on Record |
| Deed Book / Page | 80369 / 199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Jun 30, 2022 |
| Property Address | 474 LOWELL ST, WAKEFIELD, MA 01880-1969 |
| Document Number | 080369-199 |
| Book / Page | 80369 / 199 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 100242 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 474 LOWELL ST, WAKEFIELD, MA 01880-1969 |
| Document Number | 0000100243 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 100243 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 474 LOWELL ST, WAKEFIELD, MA 01880-1969 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74882-88 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 74882/88 |
| Instrument | 92291 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,781.00 (+6.2%) | $773,700 (+5.28%) Land $421,200 Building $352,500 | $838,850 (+1.6%) |
| 2024 | $8,268.00 (-3.3%) | $734,900 (+0.82%) Land $401,400 Building $333,500 | $825,645 |
| 2023 | $8,550.00 | $728,900 Land $385,800 Building $343,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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