486 Hereford Dr, Elgin, OK 73538 Property Records

Comanche County property record for 486 Hereford Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1992
Lot Size	1.98 acres (86,312 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Sep 2021)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04N11W-19-4-92200-005-0004`

Property Details

APN / Parcel Number

Primary APN	`04N11W-19-4-92200-005-0004`
Alternative APNs	`092200-0050004-00000` `160020285` `20285`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	86,312 sqft (1.98 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	329 sqft
Canopy	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20285
Street Address	486 HEREFORD DR
City	ELGIN
State	OK
Zip	73538-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN MEADOW ACRES BLK 5 LOT 4 REPLAT OF THE WEST PART OF GREEN MEADOW ACRES, PT 2
Legal Range	11W
Legal Township	04N
Legal Section	19
Legal Subdivision	GREEN MEADOW ACRES
Legal Block	5
Legal Lot Number	4
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHWEST COMANCHE
Census Block Group	2
Census Block	2011
Census Tract	2201

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	486 HEREFORD DR, ELGIN, OK 73538-8422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 18, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	202117775
Deed Book / Page	8882 / 170
Prior Transfer Date	Aug 8, 2017
Prior Transfer Doc	007883/123
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Sep 27, 2021
Property Address	486 HEREFORD DR, ELGIN, OK 73538-8422
Document Number	8882/170
Book / Page	8882 / 170
Instrument Date	Sep 24, 2021
Instrument	2021-017775
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 HEREFORD DR, ELGIN, OK 73538-8422

Mortgage

Document Number	2021017776
Date	Sep 27, 2021
Instrument	2021-017776

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	486 HEREFORD DR, ELGIN, OK 73538-8422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7751/198
Date	Jan 17, 2017
Book Page	7751/198
Instrument	2017-000730

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMANCHE OK
Recording Date	Aug 18, 2017
Property Address	486 HEREFORD DR, ELGIN, OK 73538-8422
Document Number	007883/123
Book / Page	7883 / 123
Instrument Date	Aug 8, 2017
Instrument	2017-012496
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	486 HEREFORD DR, ELGIN, OK 73538-8422

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,023 (+0.33%) Land $5,625 Building $27,398	$293,532 (-4.2%) Land $50,000 Building $243,532
2025	Homeowner's exemption	$32,914 (+6.09%) Land $2,813 Building $30,101	$306,389 (+11.1%) Land $25,000 Building $281,389
2023	Homeowner's exemption	$31,025 Land $2,813 Building $28,212	$275,769 Land $25,000 Building $250,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 58% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMANCHE CO RWD #2 serves 1,840 people · EPA ID OK2001604
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CADDO CO RWD #3
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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