432 Hereford Dr, Elgin, OK 73538 Property Records

Comanche County property record for 432 Hereford Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,402 sqft · built 1989
Lot Size	1.18 acres (51,478 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Jan 2017)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N11W-19-4-92200-005-0003`

Property Details

APN / Parcel Number

Primary APN	`04N11W-19-4-92200-005-0003`
Alternative APNs	`092200-0050003-00000` `160043762` `43762`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
1st Floor Area	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	51,478 sqft (1.18 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	414 sqft
Patio Area	414 sqft
Shed	1 Shed
Shed Area	540 sqft
Canopy	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43762
Street Address	432 HEREFORD DR
City	ELGIN
State	OK
Zip	73538-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN MEADOW ACRES BLK 5 LOT 3 REPLAT OF THE WEST PT OF GREEN MEADOW ACRES, PT 2
Legal Range	11W
Legal Township	04N
Legal Section	19
Legal Subdivision	GREEN MEADOW ACRES
Legal Block	5
Legal Lot Number	3
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHWEST COMANCHE
Census Block Group	2
Census Block	2011
Census Tract	2201

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 HEREFORD DR, ELGIN, OK 73538-8422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 17, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Prior Sale	Feb 3, 2014 · Amount on Record
Deed Document Number	2017742
Deed Book / Page	7751 / 312
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	432 HEREFORD DR, ELGIN, OK 73538-8422
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009008/297
Date	Feb 22, 2022
Book Page	9008/297
Instrument	2022-003077

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Jan 17, 2017
Property Address	432 HEREFORD DR, ELGIN, OK 73538-8422
Document Number	007751/312
Book / Page	7751 / 312
Instrument Date	Jan 17, 2017
Instrument	2017-000742
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 HEREFORD DR, ELGIN, OK 73538-8422

Mortgage

Document Number	2017000743
Date	Jan 17, 2017
Instrument	2017-000743

Lender

Name	FIRST MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,679 (+3%) Land $2,897 Building $14,782	$157,147 (-3.62%) Land $25,750 Building $131,397
2025	$1,635.00 Homeowner's exemption	$17,164 (-) Land $2,813 Building $14,351	$163,048 (+4.52%) Land $25,000 Building $138,048
2024	$1,635.00 (+3.15%) Homeowner's exemption	$17,164 (+6.09%) Land $2,813 Building $14,351	$156,003 (+8.48%) Land $25,000 Building $131,003
2023	$1,585.00 Homeowner's exemption	$16,179 Land $2,813 Building $13,366	$143,813 Land $25,000 Building $118,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 58% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMANCHE CO RWD #2 serves 1,840 people · EPA ID OK2001604
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CADDO CO RWD #3
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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