486 Granite Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 486 Granite Rd, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,804 sqft · built 1987
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (May 2021)
Tax Bill	$5,601 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118223.200`

Property Details

APN / Parcel Number

Primary APN	`118223.200`
Alternative APN	`514400 76.4-1-57.100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	284 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	118223.200
Street Address	486 GRANITE RD
City	KERHONKSON
State	NY
Zip	12446-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	57.100
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1026
Census Tract	955002

Owner

Source: Ulster County and Rochester Town records · APN 118223.200

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	486 GRANITE RD, KERHONKSON, NY 12446-3556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING, A PLAINSCAPITAL COMP
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Oct 20, 1998 · Amount on Record
Deed Document Number	20219610
Deed Book / Page	6829 / 349
Record Updated	Jun 08, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	May 13, 2021
Property Address	486 GRANITE RD, KERHONKSON, NY 12446-3556
Document Number	0000009610
Book / Page	6829 / 349
Instrument Date	Sep 24, 2020
Instrument	2021-9610
Transaction Type	Transfer
Record Updated	Jun 02, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1171, NEW PALTZ, NY 12561-7171

Mortgage

Document Number	0000009611
Date	May 13, 2021
Instrument	2021-9611

Lender

Name	PRIME LENDING, A PLAINSCAPITAL COMP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	486 GRANITE RD, KERHONKSON, NY 12446-3556
Document Number	0000007720
Book / Page	011315 / 000198
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	486 GRANITE RD KERHONKSON NY 12446, KERHONKSON, NY 12446

Mortgage

Document Number	0000007720
Date	May 31, 2017
Book Page	011315/000198
Instrument	7720

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2032

Tax Assessment & Valuation

Source: Ulster County and Rochester Town records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,601.00 (+294.71%)	$214,000 (-) Land $45,000 Building $169,000	$403,774 (+18.87%) Land $84,906 Building $318,868
2023		$214,000 (-) Land $45,000 Building $169,000	$339,683 (+14.29%) Land $71,429 Building $268,254
2022		$214,000 Land $45,000 Building $169,000	$297,222 Land $62,500 Building $234,722
2021	$1,419.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 5, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 31 locations within half a mile of this property.

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