439 Granite Rd, #445, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 439 Granite Rd, #445, Kerhonkson, NY 12446

Property Summary

Property Type	Condominium
Details	10,184 sqft · built 1985
Lot Size	25 acres (1,089,000 sqft)
Owner	Company Name on File
Last Sale	$1,125,000 (Sep 2018)
Tax Bill	$28,793 (2025)
Deeds & Mortgages	May 2019 Line of Credit May 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`118223.120`

Property Details

APN / Parcel Number

Primary APN	`118223.120`
Alternative APN	`514400 76.4-1-56.200`

Interior

Units	24 Units
Stories	2 Stories
Building Area	10,184 sqft Living Area
Gross Area	21,524 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	1,089,000 sqft (25 acres)
Porch	Slab
Porch Area	1,110 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	118223.120
Street Address	439 GRANITE RD, 445
City	KERHONKSON
State	NY
Zip	12446-3535
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R5
Legal Block	1
Legal Lot Number	56.200
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1022
Census Tract	953000

Owner

Source: Ulster County and Rochester Town records · APN 118223.120

Assessment roll updated April 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 794, MONSEY, NY 10952-0794
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage · Line of Credit ORANGE BK&TR CO
May 17, 2019	Loan Modification, Mortgage · Line of Credit ORANGE BK&TR CO
Sep 18, 2018	Grant Deed, Transfer YELLOW JACKET VENTURES LLC
Jun 15, 2017	Deed in Lieu of Foreclosure, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	2018-00013015
Deed Book / Page	6341 / 289
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	445 GRANITE RD, KERHONKSON, NY 12446
Document Number	0000010913
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 09, 2019
Title Company	RIVERSIDE ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 794 MONSEY NY 109520794, MONSEY, NY 10952-0794

Mortgage

Document Number	0000010913
Date	Aug 23, 2019
Book Page	011863/000024
Instrument	10913

Lender

Name	ORANGE BK&TR CO
Address	MIDDLETOWN, NY 10940

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	445 GRANITE RD, KERHONKSON, NY 12446
Document Number	0000010914
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 09, 2019
Title Company	RIVERSIDE ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 794 MONSEY NY 109520794, MONSEY, NY 10952-0794

Mortgage

Document Number	0000010914
Date	Aug 23, 2019
Book Page	006477/000017
Instrument	10914

Lender

Name	ORANGE BK&TR CO
Address	212 DOLSON AVE, MIDDLETOWN, NY 10940-6541

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 22, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.25%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Sep 18, 2018
Property Address	445 GRANITE RD, KERHONKSON, NY 12446
Document Number	0000013015
Book / Page	006341 / 000289
Instrument Date	Sep 06, 2018
Instrument	13015
Transaction Type	Transfer
Record Updated	Oct 09, 2018
Title Company	RIVERSIDE ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 794 MONSEY NY 109520794, MONSEY, NY 10952-0794

Mortgage

Document Number	13016
Date	Sep 18, 2018
Book Page	011649/000237
Instrument	13016

Lender

Name	YELLOW JACKET VENTURES LLC
Address	1151 E 34TH ST, BROOKLYN, NY 11210-4121

Agreement

Amount	Amount Recorded

June 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ULSTER NY
Recording Date	Jun 15, 2017
Property Address	445 GRANITE RD, KERHONKSON, NY 12446
Document Number	0000008531
Book / Page	006173 / 000063
Instrument Date	May 29, 2016
Instrument	8531
Transaction Type	Foreclosure
Record Updated	Aug 29, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$3,696.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	85 MAIN ST #302 HACKENSACK NJ 076017100, 302, HACKENSACK, NJ 07601-7100

Tax Assessment & Valuation

Source: Ulster County and Rochester Town records · Assessment roll updated April 20, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,793.00 (+294.53%)	$1,100,000 (-) Land $138,000 Building $962,000	$2,075,472 (+18.87%) Land $260,377 Building $1,815,095
2023		$1,100,000 (-) Land $138,000 Building $962,000	$1,746,032 (+14.29%) Land $219,048 Building $1,526,984
2022		$1,100,000 Land $138,000 Building $962,000	$1,527,778 Land $191,667 Building $1,336,111
2021	$7,298.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 5, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1979–2011)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 98.2% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 12 locations within half a mile of this property.

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