Franklin County property record for 486 E Queen St, Chambersburg, PA 17201
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,272 sqft |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Sep 2020) |
| Tax Bill | $1,184 (2026) |
| Deeds & Mortgages | Apr 2020 Line of Credit Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-1E3-124 |
| Primary APN | 03-1E3-124 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,272 sqft Living Area |
| Architectural Style | Colonial |
|---|---|
| Lot Area | 8,276 sqft (0.19 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 486 E QUEEN ST |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17201-2326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | CHAMBERSBURG |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 10900 |
Source: Franklin County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 486 E QUEEN ST, CHAMBERSBURG, PA 17201-2326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 31, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on Record |
| Deed Sale | Sep 24, 2020 · Amount on Record |
| Prior Sale | Dec 7, 2015 · Amount on Record |
| Deed Document Number | 202019573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 486 E QUEEN ST, CHAMBERSBURG, PA 17201-2326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007360 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 202007360 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 2, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 486 E QUEEN ST, CHAMBERSBURG, PA 17201-2326 |
| Document Number | 0000015842 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 486 E QUEEN ST CHAMBERSBURG PA 172012326, CHAMBERSBURG, PA 17201-2326 |
| Document Number | 0000015842 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 15842 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 26, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| Municipality | Chambersburg Borough |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,184.00 (+2.07%) | $5,850 (-) Land $1,100 Building $4,750 | |
| 2025 | $1,160.00 (+4.22%) | ||
| 2024 | $1,113.00 | $5,850 Land $1,100 Building $4,750 | |
| $5,850 Land $1,100 Building $4,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 10 (1995–2025) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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