476 E Queen St, Chambersburg, PA 17201 Property Records

Franklin County property record for 476 E Queen St, Chambersburg, PA 17201

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,800 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2026)
Tax Bill	$1,908 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-1E3-122`

Property Details

APN / Parcel Number

Primary APN	`03-1E3-122`
Alternative APN	`03-1E03.-122.-000000`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area

Exterior

Architectural Style	Colonial
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	476 E QUEEN ST
City	CHAMBERSBURG
State	PA
Zip	17201-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FRANKLIN PA
Township / Civil Division	CHAMBERSBURG
Census Block Group	2
Census Block	2032
Census Tract	10900

Owner

476 E Queen St is owned and occupied by two individuals who bought it in September 2026.

Source: Franklin County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	476 E QUEEN ST, CHAMBERSBURG, PA 17201-2326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed, Transfer · Conventional Mortgage ANABAPTIST FINANCIAL
Apr 21, 2026	Deed, Transfer · Conventional Mortgage PENN CHARTER ABSTRACT, PENN LIGHT ABSTRACT
Apr 14, 2026	Deed, Transfer PENN CHARTER ABSTRACT, PENN LIGHT ABSTRACT
Aug 29, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Apr 21, 2026 · Amount on File
Deed Document Number	202618455
Prior Transfer Date	Aug 28, 2023
Prior Transfer Doc	0000016412
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Sep 10, 2026
Property Address	476 E QUEEN ST, CHAMBERSBURG, PA 17201-2326
Document Number	0000018455
Instrument Date	Sep 10, 2026
Instrument	202618455
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	KEYSTONE SETTLEMENT SERVICES, KEYSTONE REAL ESTATE SETTLEMEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	476 E QUEEN ST, CHAMBERSBURG, PA 17201-2326

Mortgage

Document Number	0000018456,
Date	Sep 10, 2026
Instrument	202618456

Lender

Name	ANABAPTIST FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 4, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Apr 21, 2026
Property Address	476 E QUEEN ST, CHAMBERSBURG, PA 17201-2326
Document Number	0000007731
Instrument Date	Apr 3, 2026
Instrument	2026.7731
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	PENN CHARTER ABSTRACT, PENN LIGHT ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5139 MAIN ST, EAST PETERSBURG, PA 17520-1605
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007732,
Date	Apr 21, 2026
Instrument	2026..7732

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Apr 14, 2026
Property Address	476 E QUEEN ST, CHAMBERSBURG, PA 17201-2326
Document Number	0000007277
Instrument Date	Apr 3, 2026
Instrument	20267277
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	PENN CHARTER ABSTRACT, PENN LIGHT ABSTRACT

Transaction

Amount	Amount on Record
Tax	$90,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1395 BUCHANAN VALLEY RD, ORRTANNA, PA 17353-9548
Investor	Possibly a Property Investor

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN PA
Recording Date	Aug 29, 2023
Property Address	476 E QUEEN ST, CHAMBERSBURG, PA 17201-2326
Document Number	0000016412
Instrument Date	Aug 25, 2023
Instrument	202316412
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 E QUEEN ST, CHAMBERSBURG, PA 17201-2326

Tax Assessment & Valuation

The 2026 property tax bill for 476 E Queen St was $1,908, up 2% from the year before.

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
Municipality	Chambersburg Borough
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,908.00 (+2.03%)	$9,430 Land $1,100 Building $8,330
2025	$1,870.00 (+4.24%)
2024	$1,794.00 (+2.63%)	$9,430 (-) Land $1,100 Building $8,330
2023	$1,748.00	$9,430 Land $1,100 Building $8,330
			$9,430 Land $1,100 Building $8,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 476 E Queen St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1995–2025)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 476 E Queen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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