Polk County property record for 486 Daisy Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,675 sqft · built 1990 |
| Lot Size | 0.137 acres (5,976 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,500 (Dec 2023) |
| Tax Bill | $2,603 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-06-855567-008020 |
| Primary APN | 27-29-06-855567-008020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 2,236 sqft |
| 1st Floor Area | 1,675 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,976 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Florida Room |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|
| Street Address | 486 DAISY LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE DAISY ESTATES PHASE TWO PB 85 PG 45 BLK H LOT 2 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | LAKE DAISY ESTATES PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 855567 |
| Legal Block | H |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 14123 |
Source: Polk County records · APN 27-29-06-855567-008020
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 486 DAISY LN, WINTER HAVEN, FL 33884-2637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on Record |
| Deed Sale | Dec 13, 2023 · Amount on Record |
| Prior Sale | Feb 24, 2011 · Amount on Record |
| Deed Document Number | 2023290250 |
| Deed Book / Page | 12938 / 1465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 13, 2023 |
| Property Address | 486 DAISY LN, WINTER HAVEN, FL 33884-2637 |
| Document Number | 0000290250 |
| Book / Page | 12938 / 1465 |
| Map Reference | MB 85 PG 45 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2023290250 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | TITLE SOLUTIONS GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17440 SE 121ST CIR, SUMMERFIELD, FL 34491-8090 |
| Name | Verified Name |
|---|---|
| Address | 486 DAISY LN, WINTER HAVEN, FL 33884-2637 |
| Document Number | 0129381467 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 12938/1467 |
| Name | CANOPY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Number | 0000290252 |
|---|---|
| Date | Dec 13, 2023 |
| Book Page | 12938/1482 |
| Instrument | 2023290252 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,603.00 (+133.66%) Homeowner's exemption | $241,538 (+173.02%) Land $29,000 Building $212,538 | $241,538 (-1.21%) Land $29,000 Building $212,538 |
| 2023 | $1,114.00 (+5.19%) Homeowner's exemption | $88,470 (+3%) | $244,506 (+18.42%) Land $28,000 Building $216,506 |
| 2022 | $1,059.00 Homeowner's exemption | $85,893 | $206,473 Land $23,000 Building $183,473 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,149 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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