465 Daisy Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 465 Daisy Ln, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 1989
Lot Size	0.138 acres (5,994 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Dec 1994)
Tax Bill	$525 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-06-855567-007080`

Property Details

APN / Parcel Number

Primary APN	`27-29-06-855567-007080`
Alternative APNs	`062927855567007080` `62927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,427 sqft Living Area
Gross Area	1,910 sqft
1st Floor Area	1,427 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,994 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	483 sqft
Porch	Screened/Unfinished Porch
Porch Area	297 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	465 DAISY LN
City	WINTER HAVEN
State	FL
Zip	33884-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DAISY ESTATES PHASE TWO PB 85 PG 45 BLK G LOT 8
Legal Range	27E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE DAISY ESTATES PHASE 2
Legal Phase	2
Legal Tract	855567
Legal Block	G
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1029
Census Tract	14123

Owner

465 Daisy Ln is owned and occupied by an individual who bought it in December 1994.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	465 DAISY LN, WINTER HAVEN, FL 33884-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 1994 · Amount on File
Deed Sale	Dec 30, 1994 · Amount on File
Deed Book / Page	3479 / 546
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	465 DAISY LN, WINTER HAVEN, FL 33884-2611
Document Number	0113140416
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 DAISY LN WINTER HAVEN FL 338842611, WINTER HAVEN, FL 33884-2611

Mortgage

Document Number	0113140416
Date	Jul 28, 2020
Book Page	011314/000416
Instrument	151414

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	465 DAISY LN, WINTER HAVEN, FL 33884-2611
Document Number	0107801707
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 DAISY LN WINTER HAVEN FL 338842611, WINTER HAVEN, FL 33884-2611

Mortgage

Document Number	0107801707
Date	Mar 18, 2019
Book Page	010780/001707
Instrument	53703

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 465 Daisy Ln was $525 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,055 (+2.7%)	$218,186 (-3.27%) Land $29,000 Building $189,186
2025	$525.00 Homeowner's exemption	$80,871	$225,562 Land $29,000 Building $196,562
2023	$969.00 (+4.98%) Homeowner's exemption	$76,303 (+3%)	$229,745 (+19.88%) Land $28,000 Building $201,745
2022	$923.00 Homeowner's exemption	$74,081	$191,638 Land $23,000 Building $168,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Daisy Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Daisy Ln is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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