Oakland County property record for 486 Charlevoix St, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,740 sqft · built 1965 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $176,500 (Feb 2014) |
| Tax Bill | $2,251 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-03-280-002 |
| Primary APN | E-17-03-280-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Basement Area | 1,740 sqft |
| Unfinished Basement | 1,740 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 6,795 sqft (0.156 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 34 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 486 CHARLEVOIX ST |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 3 CARROLL LAKE HEIGHTS SUB NO 1 LOTS 3 & 4 BLK 48 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | CARROLL LAKE HEIGHTS SUB |
| Legal Block | 48 |
| Legal Lot Number | 3-4 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 134000 |
Source: Oakland County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 486 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 2, 2017 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2014 · Amount on Record |
| Deed Sale | Feb 10, 2014 · Amount on Record |
| Prior Sale | May 24, 2010 · Amount on Record |
| Deed Document Number | 201421978 |
| Deed Book / Page | 46778 / 541 |
| Last Transfer Date | Nov 19, 2021 |
| Transfer Doc | 0000277013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 18, 2021 |
| Property Address | 486 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2724 |
| Document Number | 0000277013 |
| Book / Page | 57193 / 575 |
| Map Reference | LB 29 PG 1 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 277013 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 486 CHARLEVOIX ST, COMMERCE TWP, MI 48382-2724 |
| Document Number | 0057193577 |
|---|---|
| Date | Dec 18, 2021 |
| Instrument | 57193/577 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 486 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2724 |
| Document Number | 0000043895 |
| Book / Page | 050455 / 000045 |
| Instrument Date | Mar 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 486 CHARLEVOIX ST COMMERCE TOWNSHIP MI 483822724, COMMERCE TOWNSHIP, MI 48382-2724 |
| Document Number | 0000043895 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 050455/000045 |
| Instrument | 43895 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2047 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,251.00 (-44.25%) Homeowner's exemption | $184,600 (+23.88%) | $369,200 (+23.88%) |
| 2024 | $4,038.00 (+19.19%) | ||
| 2023 | $149,020 | $298,040 | |
| 2021 | $3,388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARBROOK ESTATES private · serves 1,728 people · EPA ID MI0040375 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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