Oakland County property record for 342 Charlevoix St, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,257 sqft · built 1982 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,065 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-03-281-003 |
| Primary APN | E-17-03-281-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,257 sqft Living Area |
| 1st Floor Area | 1,169 sqft |
| Basement Area | 882 sqft |
| Unfinished Basement | 882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 64 sqft |
| Patio Area | 414 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 342 CHARLEVOIX ST |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-2722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 3 CARROLL LAKE HEIGHTS SUB NO 1 LOTS 26 & 27 BLK 51 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | CARROLL LAKE HEIGHTS SUB |
| Legal Block | 51 |
| Legal Lot Number | 26-27 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 134000 |
342 Charlevoix St is owned and occupied by an individual.
Source: Oakland County records, as of July 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 342 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 342 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2722 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 342 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2722 |
| Document Number | 0000456440 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 58180/126 |
| Instrument | 456440 |
| Name | AMERICAN 1 CU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, MI 49201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Jul 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 342 Charlevoix St was $1,065 with a homeowner's exemption, down 42.6% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,065.00 (-42.56%) Homeowner's exemption | $121,910 | $243,820 |
| 2024 | $1,854.00 | ||
| 2023 | $114,050 | $228,100 | |
| 2021 | $1,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 342 Charlevoix St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 342 Charlevoix St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARBROOK ESTATES private · serves 1,728 people · EPA ID MI0040375 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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