Contra Costa County property record for 486 Blanco Ct, San Ramon, CA 94583
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,281 sqft · built 1975 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,007 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-262-022-4 |
| Primary APN | 209-262-022-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,281 sqft Living Area |
| 1st Floor Area | 1,281 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Townhouse |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 486 BLANCO CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-2002 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | TRACT 4514 LOT 113 EX MR |
| Legal Subdivision | 4514 TWIN CRKS #6 |
| Legal Tract | 4514 |
| Legal Lot Number | 113 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 345206 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 486 BLANCO CT, SAN RAMON, CA 94583-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 17, 2019 | Deed of Trust, Mortgage · VA Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Sep 9, 2020 | Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC |
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2016 |
| Deed Sale | Mar 24, 2016 |
| Prior Sale | Aug 11, 2006 · Amount on Record |
| Deed Document Number | 201651517 |
| Prior Transfer Date | Mar 22, 2016 |
| Prior Transfer Doc | 0000051517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 486 BLANCO CT, SAN RAMON, CA 94583-2002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE CONNECT INC SANTA ANA |
| Name | Verified Name |
|---|
| Document Number | 0000153183 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 2019-153183 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 486 BLANCO CT, SAN RAMON, CA 94583-2002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 486 BLANCO CT, SAN RAMON, CA 94583-2002 |
| Document Number | 0000197555 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 2020-197555 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 486 BLANCO CT, SAN RAMON, CA 94583-2002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 486 BLANCO CT, SAN RAMON, CA 94583-2002 |
| Document Number | 0000046484 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-046484 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $852,728 (+2%) Land $689,568 Building $163,160 | |
| 2025 | $10,007.00 (+3.85%) Homeowner's exemption | $836,009 (+4.04%) Land $676,048 Building $159,961 |
| 2023 | $9,636.00 (+0.76%) Homeowner's exemption | $803,548 Land $649,798 Building $153,750 |
| 2022 | $9,563.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL | 100 / 20 |
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