486 Aqua Ln, Circle Pines, MN 55014 Property Records

Anoka County property record for 486 Aqua Ln, Circle Pines, MN 55014

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,368 sqft · built 2003
Lot Size0.861 acres (37,500 sqft)
OwnerIndividual Name on File
Last Sale$36,500 (Mar 2002)
Tax Bill$12,878 (2026)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-31-22-23-0015

Property Details

APN / Parcel Number

Primary APN20-31-22-23-0015
Alternative APN
  • 1395966

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,368 sqft Living Area
1st Floor Area2,368 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialMetal
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area37,500 sqft (0.861 acres)
Lot Dimensions300 ft deep x 125 ft wide
Garage Area1,418 sqft
PorchOpen Porch
Porch Area148 sqft
Storage Building3,240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1395966
Street Address486 AQUA LN
CityCIRCLE PINES
StateMN
Zip55014-1998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLOCK 1 SURFSIDE ADD
Legal Range22W
Legal Township31N
Legal Section20
Legal SubdivisionSURFSIDE ADD
Legal Block1
Legal Lot Number4
JurisdictionANOKA MN
Township / Civil DivisionLINO LAKES
Census Block Group2
Census Block2023
Census Tract50237

Owner

486 Aqua Ln is owned and occupied by an individual who bought it in March 2002.

Source: Anoka County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address486 AQUA LN, CIRCLE PINES, MN 55014-1998
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2002 · Amount on File
Deed SaleMar 4, 2002 · Amount on File
Deed Document Number20022175
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANOKA MN
Property Address486 AQUA LN, CIRCLE PINES, MN 55014-1998
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA2207515001
DateAug 27, 2018
InstrumentA2207515.001
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 10, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 486 Aqua Ln was $12,878 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityLino Lakes City
Unified School DistrictCentennial Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,878.00 Homeowner's exemption$941,800 Land $200,000 Building $741,800$941,800 Land $200,000 Building $741,800
2024$9,795.00$868,800 Land $175,000 Building $693,800$868,800 Land $175,000 Building $693,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 Aqua Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Aqua Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLino Lakes
serves 18,608 people · EPA ID MN1020023
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Aqua Ln

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