474 Aqua Ln, Circle Pines, MN 55014 Property Records

Anoka County property record for 474 Aqua Ln, Circle Pines, MN 55014

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,108 sqft · built 2002
Lot Size	0.861 acres (37,500 sqft)
Owner	Trust Name on File
Last Sale	$38,500 (Jun 2003)
Tax Bill	$12,257 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-31-22-23-0014`

Property Details

APN / Parcel Number

Primary APN	`20-31-22-23-0014`
Alternative APN	`1395957`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,108 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Metal
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,500 sqft (0.861 acres)
Lot Dimensions	300 ft deep x 125 ft wide
Garage Area	960 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Deck Area	484 sqft
Storage Building	3,240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	474 AQUA LN
City	CIRCLE PINES
State	MN
Zip	55014-1998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 1 SURFSIDE ADD
Legal Range	22W
Legal Township	31N
Legal Section	20
Legal Subdivision	SURFSIDE ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	ANOKA MN
Township / Civil Division	LINO LAKES
Census Block Group	2
Census Block	2023
Census Tract	50237

Owner

474 Aqua Ln is owner-occupied and held in a trust since June 2003.

Source: Anoka County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	474 AQUA LN, CIRCLE PINES, MN 55014-1998
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2003 · Amount on File
Deed Sale	Jun 12, 2003 · Amount on File
Deed Document Number	20035434
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	474 AQUA LN, CIRCLE PINES, MN 55014-1998
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2331649001
Date	Aug 12, 2021
Instrument	A2331649.001

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 474 Aqua Ln was $12,257 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Lino Lakes City
Unified School District	Centennial Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,257.00 Homeowner's exemption	$868,600 Land $200,000 Building $668,600	$868,600 Land $200,000 Building $668,600
2024	$9,128.00	$826,900 Land $175,000 Building $651,900	$826,900 Land $175,000 Building $651,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 474 Aqua Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 Aqua Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lino Lakes serves 18,608 people · EPA ID MN1020023
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20