48588 Bay Harbor Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48588 Bay Harbor Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,376 sqft · built 2004
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Sep 2020)
Tax Bill	$7,356 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-26-102-011`

Property Details

APN / Parcel Number

Primary APN	`20-08-26-102-011`
Alternative APN	`0826102011`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,376 sqft Living Area
1st Floor Area	1,679 sqft
Basement Area	1,679 sqft
Unfinished Basement	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	120 ft deep x 73 ft wide
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48588 BAY HARBOR DR
City	MACOMB
State	MI
Zip	48044-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SYCAMORE ESTATES SUB NO. 1 LOT 67 L. 155 PGS. 64-70
Legal Subdivision	SYCAMORE ESTATES SUB
Legal Lot Number	67
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2021
Census Tract	223401

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48588 BAY HARBOR DR, MACOMB, MI 48044-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 10, 2020	Warranty Deed, Transfer TRI COUNTY TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	20202107617
Deed Book / Page	26980 / 361
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48588 BAY HARBOR DR, MACOMB, MI 48044-2304
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48588 BAY HARBOR DR, MACOMB, MI 48044-2304

Mortgage

Document Number	0000101397
Date	Aug 26, 2020
Book Page	26945/393
Instrument	2101397

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48588 BAY HARBOR DR, MACOMB, MI 48044-2304
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48588 BAY HARBOR DR, MACOMB, MI 48044-2304

Mortgage

Document Number	2102183359
Date	May 19, 2021
Book Page	27718/118
Instrument	202102183359

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 10, 2020
Property Address	48588 BAY HARBOR DR, MACOMB, MI 48044-2304
Document Number	0000107617
Book / Page	26980 / 361
Map Reference	LB 155 PG 64
Instrument Date	Aug 14, 2020
Instrument	2107617
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TRI COUNTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$3,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48558 BAY HARBOR DR, MACOMB, MI 48044-2304

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,900 (+22.84%)	$565,800 (+22.84%)
2025	$7,356.00 (+13.15%)
2023		$230,300	$460,600
2022	$6,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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