48577 Bay Harbor Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48577 Bay Harbor Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,349 sqft · built 2004
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$352,000 (Sep 2020)
Tax Bill	$7,752 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-26-122-005`

Property Details

APN / Parcel Number

Primary APN	`20-08-26-122-005`
Alternative APN	`0826122005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,349 sqft Living Area
1st Floor Area	1,679 sqft
Basement Area	1,679 sqft
Unfinished Basement	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	129 ft deep x 70 ft wide
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48577 BAY HARBOR DR
City	MACOMB
State	MI
Zip	48044-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SYCAMORE ESTATES SUB NO. 1 LOT 72 L. 155 PGS. 64-70
Legal Subdivision	SYCAMORE ESTATES SUB
Legal Lot Number	72
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2019
Census Tract	223401

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48577 BAY HARBOR DR, MACOMB, MI 48044-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 2, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Apr 26, 2004 · Amount on Record
Deed Document Number	20202104575
Deed Book / Page	26963 / 845
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48577 BAY HARBOR DR, MACOMB, MI 48044-2305
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48577 BAY HARBOR DR, MACOMB, MI 48044-2305

Mortgage

Document Number	2300016076
Date	Mar 2, 2023
Book Page	29025/164
Instrument	202300016076

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48577 BAY HARBOR DR, MACOMB, MI 48044-2305
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48577 BAY HARBOR DR, MACOMB, MI 48044-2305

Mortgage

Document Number	2102256462
Date	Oct 22, 2021
Book Page	28117/567
Instrument	202102256462

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Sep 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 2, 2020
Property Address	48577 BAY HARBOR DR, MACOMB, MI 48044-2305
Document Number	0000104575
Book / Page	26963 / 845
Map Reference	LB 155 PG 64
Instrument Date	Aug 14, 2020
Instrument	2104575
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$3,027.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48577 BAY HARBOR DR, 48577, MACOMB, MI 48044-2305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48577 BAY HARBOR DR, MACOMB, MI 48044-2305

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,400 (+26.06%)	$572,800 (+26.06%)
2025	$7,752.00 (+11.25%)
2023		$227,200	$454,400
2022	$6,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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