4857 Rain Shadow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4857 Rain Shadow Dr, Saint Cloud, FL 34772 · Last verified February 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$527,400 (Feb 2026)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`212630364900014370`

Property Details

APN / Parcel Number

Primary APN	`212630364900014370`

Exterior

Lot Area	6,098 sqft (0.139 acres)

Location & Zoning

Street Address	4857 RAIN SHADOW DR
City	SAINT CLOUD
State	FL
Zip	34772-6353
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	HAVENFIELD AT CROSS PRAIRIE PH 2 PB 34 PGS 102-106 LOT 437
Legal Phase	2
Legal Lot Number	437
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1011
Census Tract	43209

Owner

Source: Osceola County records · APN 212630364900014370

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4857 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2026 · Amount on Record
Deed Sale	Feb 02, 2026 · Amount on Record
Deed Document Number	2026013847
Deed Book / Page	6916 / 446
Record Updated	Jun 08, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 02, 2026
Property Address	4857 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6353
Document Number	0069160446
Book / Page	6916 / 446
Map Reference	MB 34 PG 102-106
Instrument Date	Jan 27, 2026
Instrument	2026013847
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,691.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4857 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6353

Mortgage

Document Number	0006916451
Date	Feb 02, 2026
Instrument	6916/451

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00	$65,000 Land $65,000	$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	High above 88% of the US · above 80% of Florida
Wildfire Likelihood	About 1 in 159 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.