Osceola County property record for 4853 Rain Shadow Dr, Saint Cloud, FL 34772 · Last verified June 2026
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,125 (Aug 2025) |
| Tax Bill | $2,737 (2024) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 21-26-30-3649-0001-4380 |
| Primary APN | 21-26-30-3649-0001-4380 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,018 sqft (0.23 acres) |
|---|
| Street Address | 4853 RAIN SHADOW DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6353 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | HAVENFIELD AT CROSS PRAIRIE PH 2 PB 34 PGS 102-106 LOT 438 |
| Legal Subdivision | HAVENFIELD AT CROSS PRAIRIEPHASE 2 |
| Legal Lot Number | 438 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 43209 |
Source: Osceola County records · APN 21-26-30-3649-0001-4380
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4853 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on Record |
| Deed Sale | Aug 22, 2025 · Amount on Record |
| Deed Document Number | 2025105790 |
| Deed Book / Page | 6839 / 2353 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 12, 2026 |
| Property Address | 4853 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6353 |
| Document Number | 0000062967 |
| Book / Page | 6970 / 1949 |
| Instrument Date | May 05, 2026 |
| Instrument | 202662967 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NORTHPOINT MORTGAGE INC |
| Name | Verified Name |
|---|---|
| Address | 4853 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6353 |
| Document Number | 0000062967, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 6970/1949 |
| Instrument | 202662967 |
| Name | NORTHPOINT MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,000 Land $65,000 | $65,000 Land $65,000 | |
| 2024 | $2,737.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 88% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 159 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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