4856 Free Mason Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 4856 Free Mason Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,068 sqft · built 1958
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,217 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11 31 1123`

Property Details

APN / Parcel Number

Primary APN	`11 31 1123`
Alternative APN	`133725`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,068 sqft Heated Area
Gross Area	2,545 sqft
1st Floor Area	1,068 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	133725
Street Address	4856 FREE MASON RD
City	HUDSON
State	NC
Zip	28638-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1645 PG 22 YR 07 ST 192.00
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	5
Census Block	5009
Census Tract	30700

Owner

4856 Free Mason Rd is owned and occupied by two individuals who acquired it in May 2004.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4856 FREE MASON RD, HUDSON, NC 28638-8835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2004
Deed Sale	May 27, 2004
Prior Sale	Jul 1, 1996 · Amount on File
Deed Book / Page	1506 / 475
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4856 FREE MASON RD, HUDSON, NC 28638-8835
Transaction Type	Mortgage
Record Updated	Jan 26, 2023
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4856 FREE MASON RD, HUDSON, NC 28638-8835

Mortgage

Document Number	0020690252
Date	Oct 17, 2022
Book Page	2069/252
Instrument	10077874

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4856 FREE MASON RD, HUDSON, NC 28638-8835
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020411856
Date	Dec 6, 2021
Book Page	2041/1856
Instrument	10066000

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4856 Free Mason Rd was $1,217, down 4.4% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,217.00 (-4.4%)	$185,200 (-) Land $27,100 Building $158,100
2025	$1,273.00	$185,200 Land $27,100 Building $158,100	$185,200 Land $27,100 Building $158,100
2023		$111,900 (-) Land $23,000 Building $88,900	$111,900 (-) Land $23,000 Building $88,900
2022	$886.00	$111,900 Land $23,000 Building $88,900	$111,900 Land $23,000 Building $88,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4856 Free Mason Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4856 Free Mason Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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