4821 Free Mason Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 4821 Free Mason Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 2004
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,499 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11 31 1121A`

Property Details

APN / Parcel Number

Primary APN	`11 31 1121A`
Alternative APN	`122582`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Heated Area
Gross Area	4,700 sqft
1st Floor Area	1,548 sqft
Basement Area	1,548 sqft
Unfinished Basement	1,548 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Garage Type	Finished
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	468 sqft
Deck Area	128 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	122582
Street Address	4821 FREE MASON RD
City	HUDSON
State	NC
Zip	28638-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1493 PG 591 YR 04 PB 21 301
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	5
Census Block	5009
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4821 FREE MASON RD, HUDSON, NC 28638-8835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2017	Deed of Trust, Mortgage · FHA Mortgage WR STARKEY MORTGAGE LLP
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HM LNS LLC
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2004
Deed Sale	Feb 27, 2004
Deed Book / Page	1493 / 591
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4821 FREE MASON RD, HUDSON, NC 28638-8835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019120267
Date	Jan 24, 2017
Book Page	1912/0267

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4821 FREE MASON RD, HUDSON, NC 28638-8835
Document Number	0010047710
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4821 FREE MASON RD HUDSON NC 286388835, HUDSON, NC 28638-8835

Mortgage

Document Number	0010047710
Date	Aug 28, 2020
Book Page	001997/000435
Instrument	10047710

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4821 FREE MASON RD, HUDSON, NC 28638-8835
Document Number	0010045113
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4821 FREE MASON RD HUDSON NC 286388835, HUDSON, NC 28638-8835

Mortgage

Document Number	0010045113
Date	Jun 17, 2020
Book Page	001991/000149
Instrument	10045113

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,499.00 (-4.51%)	$383,800 (-) Land $18,100 Building $365,700
2025	$2,617.00 (+39.42%)	$383,800 (+60.12%) Land $18,100 Building $365,700	$383,800 (+60.12%) Land $18,100 Building $365,700
2023		$239,700 (-) Land $15,400 Building $224,300	$239,700 (-) Land $15,400 Building $224,300
2022	$1,877.00	$239,700 Land $15,400 Building $224,300	$239,700 Land $15,400 Building $224,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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