Escambia County property record for 4855 Velasquez, Pensacola, FL 32504
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,785 sqft · built 1978 |
| Lot Size | 1.27 acres (55,482 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,485 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1S-29-0200-110-003 |
| Primary APN | 15-1S-29-0200-110-003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,785 sqft Living Area |
| Gross Area | 3,755 sqft |
| 1st Floor Area | 1,533 sqft |
| Upper Floors Area | 759 sqft |
| Basement Area | 493 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 55,482 sqft (1.27 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio |
| Porch Area | 618 sqft |
| Deck Area | 228 sqft |
| Patio Area | 228 sqft |
| Utility Building | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12511010 |
|---|---|
| Street Address | 4855 VELASQUEZ |
| City | PENSACOLA |
| State | FL |
| Zip | 32504-9082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AAAAA |
| Legal Description | LT 11 LESS ELY 60 FT SD 60 FT MEASURED PERPENDICULAR TO E LI OF LT BLK 3 1ST ADDN TO GABERONNE S/D ALSO PARCEL 11A BLK 3 LAVALLET UNIT NO 1 PB 7 P 25 OR 1056 P 318 PB 6 P 65 |
| Legal Range | 29W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | GABERONNE |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1101 |
4855 Velasquez is owned and occupied by two individuals.
Source: Escambia County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8991 UNIVERSITY PKWY, 325, PENSACOLA, FL 32514-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS |
| Mar 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 4855 VELASQUEZ, PENSACOLA, FL 32504-9082 |
| Document Number | 0076861054 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4855 VELASQUEZ PENSACOLA FL 325049082, PENSACOLA, FL 32504-9082 |
| Document Number | 0076861054 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 007686/001054 |
| Instrument | 22257 |
| Name | LIBERTY HM EQUITY SOLUTIONS |
|---|---|
| Type | Funding / Finance Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Mar 27, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.31% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 4855 VELASQUEZ, PENSACOLA, FL 32504-9082 |
| Document Number | 0076861067 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4855 VELASQUEZ PENSACOLA FL 325049082, PENSACOLA, FL 32504-9082 |
| Document Number | 0076861067 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 007686/001067 |
| Instrument | 22258 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Mar 27, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.31% |
The 2025 property tax bill for 4855 Velasquez was $8,485 with a widower's exemption, up 76.7% from the year before.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,485.00 (+76.73%) Widower's exemption | $496,852 Land $250,000 Building $246,852 | $496,852 Land $250,000 Building $246,852 |
| 2024 | $4,801.00 (+4.08%) | ||
| 2023 | $4,613.00 (-0.86%) Homeowner's exemption Veteran's exemption Widower's exemption | $321,100 (+3%) | $483,688 (+4.61%) Land $250,000 Building $233,688 |
| 2022 | $4,653.00 Homeowner's exemption | $311,748 | $462,382 Land $250,000 Building $212,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4855 Velasquez in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 23 (1979–2020) |
| Claims Outside the SFHA | 14 of 23 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4855 Velasquez is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
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