4840 Velasquez, Pensacola, FL 32504 Property Records

Escambia County property record for 4840 Velasquez, Pensacola, FL 32504

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,781 sqft · built 1969
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2021)
Tax Bill	$3,271 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1S-29-0100-001-001`

Property Details

APN / Parcel Number

Primary APN	`15-1S-29-0100-001-001`
Alternative APNs	`012487002` `12487002`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,781 sqft Adjusted Area
1st Floor Area	2,135 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	474 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12487002
Old Parcel Number	012487002
Street Address	4840 VELASQUEZ
City	PENSACOLA
State	FL
Zip	32504-9059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AAAA
Legal Description	LT 1 BLK A LAVALLET UNIT NO 1 PB 7 P 25 OR 8584 P 328
Legal Range	29W
Legal Township	01S
Legal Section	15
Legal Subdivision	LAVALLET UNIT #1
Legal Block	A
Legal Lot Number	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1016
Census Tract	1101

Owner

4840 Velasquez is owned and occupied by an individual who bought it in July 2021.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4840 VELASQUEZ, PENSACOLA, FL 32504-9059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Deed Document Number	2021082869
Deed Book / Page	8584 / 328
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 27, 2021
Property Address	4840 VELASQUEZ, PENSACOLA, FL 32504-9059
Document Number	0085840328
Book / Page	8584 / 328
Map Reference	MB 7 PG 25
Instrument Date	Jul 2, 2021
Instrument	2021082869
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	HARPER TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25287 COOPERS CEMETERY RD, 25287, ROBERTSDALE, AL 36567-3307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 VELASQUEZ, PENSACOLA, FL 32504-9059

Mortgage

Document Number	8584331
Date	Jul 27, 2021
Instrument	8584/331

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,649	$398,493 Land $125,000 Building $273,493
2024	$3,271.00 (-0.76%)
2023	$3,296.00 (+2.71%) Homeowner's exemption	$230,561 (+3%)	$359,259 (+8.22%) Land $125,000 Building $234,259
2022	$3,209.00 Homeowner's exemption	$223,846	$331,976 Land $125,000 Building $206,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4840 Velasquez in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	23 (1979–2020)
Claims Outside the SFHA	14 of 23
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 10 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4840 Velasquez is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75