Baldwin County property record for 4855 Cypress Loop, Orange Beach, AL 36561 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,221 sqft · built 2017 |
| Lot Size | 0.127 acres (5,525 sqft) |
| Owner | Individual Name on File |
| Last Sale | $337,000 (May 2017) |
| Tax Bill | $3,112 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 66-01-01-1-001-001.042 |
| Primary APN | 66-01-01-1-001-001.042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,221 sqft Heated Area |
| 1st Floor Area | 2,221 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,525 sqft (0.127 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 335058 |
|---|---|
| Street Address | 4855 CYPRESS LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50' X 110.5' LOT 60 CYPRESS VILLAGE SUB FILING NUMBER THREESLIDE 2489-A B IN THE CITY OF ORANGE BEACH SEC 1-T9S-R4E (WD/SURVI |
| Legal Subdivision | CYPRESS VILLAGE SUB |
| Legal Lot Number | 60 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11417 |
Source: Baldwin County records · APN 66-01-01-1-001-001.042
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4855 CYPRESS LOOP, ORANGE BEACH, AL 36561-9007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| May 30, 2017 | Warranty Deed, Transfer · Conventional with PMI CARTUS HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on Record |
| Deed Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 20171635939 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 4855 CYPRESS LOOP, ORANGE BEACH, AL 36561-9007 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001936321 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 1936321 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 30, 2017 |
| Property Address | 4855 CYPRESS LOOP, ORANGE BEACH, AL 36561-9007 |
| Document Number | 0001635939 |
| Instrument Date | May 26, 2017 |
| Instrument | 1635939 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4855 CYPRESS LOOP ORANGE BEACH AL 365619007, ORANGE BEACH, AL 36561-9007 |
| Document Number | 1635940 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 1635940 |
| Name | CARTUS HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2047 |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,112.00 (+4.61%) | $97,260 (+4.6%) Land $19,200 Building $78,060 | $556,400 (+19.68%) Land $109,800 Building $446,600 |
| 2023 | $2,975.00 (+3.37%) | $92,980 (+3.36%) | $464,900 (+3.36%) Land $72,900 Building $392,000 |
| 2022 | $2,878.00 (+17.85%) | $89,960 | $449,800 Land $74,100 Building $375,700 |
| 2021 | $2,442.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030114172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 261 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 628 units insured 367 under condo master policies |
| Nearby Flood Claims | 151 (2004–2020) |
| Claims Outside the SFHA | 5 of 151 |
| Most Recent Claim | Sep 2020, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 65% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 568 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Telapex | Fiber | 8,000 / 8,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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