4851 Cypress Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 4851 Cypress Loop, Orange Beach, AL 36561

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,850 sqft · built 2017
Lot Size0.127 acres (5,525 sqft)
OwnerIndividual Name on Record
Last Sale$555,000 (Dec 2021)
Tax Bill$4,460 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN66-01-01-1-001-001.046

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.046
Alternative APNs
  • 300970
  • 353087
  • 385364

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,850 sqft Heated Area
1st Floor Area1,776 sqft
Upper Floors Area1,074 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2022
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,525 sqft (0.127 acres)
Lot Dimensions110 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number385364
Street Address4851 CYPRESS LOOP
CityORANGE BEACH
StateAL
Zip36561-9007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50' X 110.5' LOT 64 CYPRESS VILLAGE SUB FILING NUMBER THREESLIDE 2489-A & B IN THE CITY OF ORANGE BEACH SEC 1-T9S-R4E (WD/SUR
Legal SubdivisionCYPRESS VILLAGE SUB
Legal Lot Number64
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group2
Census Block2013
Census Tract11417

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4851 CYPRESS LOOP, ORANGE BEACH, AL 36561-9007
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
MOVEMENT MORTGAGE
Dec 22, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Dec 10, 2021Warranty Deed, Transfer
Jan 2, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
PRIVATE INDIVIDUAL
Feb 23, 2017Trustee's Deed, Construction Loan · Construction Mortgage
BRYANT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Prior SaleDec 10, 2021 · Amount on Record
Deed Document Number20211966197
Prior Transfer DateDec 1, 2021
Prior Transfer Doc0001963540
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address4851 CYPRESS LOOP, ORANGE BEACH, AL 36561-9007
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002213199
DateSep 30, 2025
Instrument2213199
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueOct 6, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateDec 22, 2021
Property Address4851 CYPRESS LOOP, ORANGE BEACH, AL 36561-9007
Document Number0001966197
Map ReferenceSL 2489A&B
Instrument DateDec 17, 2021
Instrument1966197
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyUNKNOWN, SENTINEL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4684 CASABLANCA DRIVE, ORANGE BEACH, AL 36561-4464

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4851 CYPRESS LOOP, ORANGE BEACH, AL 36561-9007

Mortgage

Document Number0001966198
DateDec 22, 2021
Instrument1966198
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateDec 10, 2021
Property Address4851 CYPRESS LOOP, ORANGE BEACH, AL 36561-9007
Document Number0001963540
Map ReferenceSL 2489A&2489B
Instrument DateDec 1, 2021
Instrument1963540
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4851 CYPRESS LOOP, ORANGE BEACH, AL 36561-9007
InvestorPossibly a Property Investor

January 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJan 2, 2018
Property Address4851 CYPRESS LOOP, ORANGE BEACH, AL 36561-9007
Document Number0001673129
Instrument DateDec 21, 2017
Instrument1673129
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$19.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4851 CYPRESS LOOP ORANGE BEACH AL 365619007, ORANGE BEACH, AL 36561-9007

Mortgage

Document Number1673130
DateJan 2, 2018
Instrument1673130
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressGULF SHORES, AL 36542
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

February 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBALDWIN AL
Recording DateFeb 23, 2017
Property Address4851 CYPRESS LOOP, ORANGE BEACH, AL 36561-9007
Instrument DateFeb 22, 2017
Instrument1619270
Transaction TypeConstruction Loan
Record UpdatedMar 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774

Mortgage

Document Number0001619270
DateFeb 23, 2017
Instrument1619270
Lender
NameBRYANT BK
TypeBank
AddressFOLEY, AL 36535
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,460.00 (+152.83%)$139,380 (+144.35%) Land $21,960 Building $117,420$696,900 (+22.2%) Land $109,800 Building $587,100
2024$1,764.00 (-2.92%) Homeowner's exemption$57,040 (-2.83%) Land $8,200 Building $48,840$570,300 (-2.81%) Land $81,900 Building $488,400
2023$1,817.00 (-0.27%)$58,700 (+3.05%)$586,800 (+3.06%) Land $72,900 Building $513,900
2022$1,822.00 (+16.79%)$56,960$569,400 Land $74,100 Building $495,300
2021$1,560.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 261 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies628 units insured
incl. 367 condo units
Nearby Flood Claims151 (2004–2020)
Claims Outside the SFHA5 of 151
Most Recent ClaimSep 2020 · tidal / storm surge
Claims by Event
  • Hurricane Sally, Sep 2020 · 134 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims
  • Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 84% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE BEACH WATER SEWER AND F.P.A.
serves 17,796 people · EPA ID AL0000053
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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