48528 Lafayette Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48528 Lafayette Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,672 sqft · built 1999
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$536,500 (Jul 2026)
Tax Bill	$4,668 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-30-229-012`

Property Details

APN / Parcel Number

Primary APN	`20-08-30-229-012`
Alternative APN	`0830229012`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,672 sqft Living Area
1st Floor Area	1,698 sqft
Basement Area	1,698 sqft
Unfinished Basement	1,677 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Split Level
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	226 ft deep x 69 ft wide
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48528 LAFAYETTE DR
City	MACOMB
State	MI
Zip	48044-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STRAWBERRY KNOLLS SUB LOT 47 LIBER: 131 PAGES: 10-14
Legal Subdivision	STRAWBERRY KNOLLS SUB
Legal Lot Number	47
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1002
Census Tract	224300

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38811 STEEPLE CHASE, FARMINGTON HILLS, MI 48331-4944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer TITLE SERVICES, LUXURY TITLE SERVICES
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 8, 2020	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Nov 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HALL FINANCIAL GROUP
Dec 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Sep 14, 1999 · Amount on Record
Deed Document Number	202663002
Deed Book / Page	30742 / 427
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	0002268086
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 6, 2026
Property Address	48528 LAFAYETTE DR, MACOMB, MI 48044-5628
Document Number	0000063002
Book / Page	30742 / 427
Instrument Date	Jun 24, 2026
Instrument	202663002
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	TITLE SERVICES, LUXURY TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$466,003.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jun 30, 2026
Property Address	48528 LAFAYETTE DR, MACOMB, MI 48044-5628
Document Number	0000061628
Book / Page	30736 / 242
Instrument Date	Jun 24, 2026
Instrument	202661628
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061628,
Date	Jun 30, 2026
Book Page	30736/242
Instrument	202661628

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48528 LAFAYETTE DR, MACOMB, MI 48044-5628
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48528 LAFAYETTE DR, MACOMB, MI 48044-5628

Mortgage

Document Number	2200112506
Date	Sep 29, 2022
Book Page	28834/76
Instrument	202200112506

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48528 LAFAYETTE DR, MACOMB, MI 48044-5628
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044669
Date	Apr 8, 2020
Book Page	26629/647
Instrument	2044669

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 13, 2050

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Nov 8, 2021
Property Address	48528 LAFAYETTE DR, MACOMB, MI 48044-5628
Document Number	2102268086
Book / Page	28182 / 342
Map Reference	LB 131 PG 10-14
Instrument Date	Oct 18, 2021
Instrument	202102268086
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48528 LAFAYETTE DR, MACOMB, MI 48044-5628

Mortgage

Document Number	2102268087
Date	Nov 8, 2021
Instrument	202102268087

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 26, 2017
Property Address	48528 LAFAYETTE DR, MACOMB, MI 48044-5628
Document Number	0000151920
Book / Page	025133 / 000070
Instrument Date	Nov 16, 2017
Instrument	151920
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	48528 LAFAYETTE DR MACOMB MI 480445628, MACOMB, MI 48044-5628
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,700 (+4.13%)	$509,400 (+4.13%)
2025	$4,668.00 (+8.26%) Homeowner's exemption	$244,600 (+17.77%)	$489,200 (+17.77%)
2023		$207,700	$415,400
2022	$4,312.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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