48502 Lafayette Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48502 Lafayette Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,898 sqft · built 1998
Lot Size	0.383 acres (16,683 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Feb 2013)
Tax Bill	$134 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-30-229-013`

Property Details

APN / Parcel Number

Primary APN	`20-08-30-229-013`
Alternative APN	`0830229013`

Interior

Full Baths	2.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	2,898 sqft Living Area
1st Floor Area	1,590 sqft
Basement Area	1,590 sqft
Unfinished Basement	1,590 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Lot Area	16,683 sqft (0.383 acres)
Lot Dimensions	232 ft deep x 72 ft wide
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48502 LAFAYETTE DR
City	MACOMB
State	MI
Zip	48044-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STRAWBERRY KNOLLS SUB LOT 48 LIBER: 131 PAGES: 10-14
Legal Subdivision	STRAWBERRY KNOLLS SUB
Legal Lot Number	48
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1002
Census Tract	224300

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48502 LAFAYETTE DR, MACOMB, MI 48044-5628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · VA Mortgage UMORTGAGE LLC
Mar 22, 2023	Warranty Deed, Transfer CHIRCO TITLE AGENCY INC
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE HOUSING DEV AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2013 · Amount on Record
Deed Sale	Feb 22, 2013 · Amount on Record
Prior Sale	May 28, 1999 · Amount on Record
Deed Document Number	20133026246
Deed Book / Page	21934 / 62
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48502 LAFAYETTE DR, MACOMB, MI 48044-5628
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63572 INDIAN SPGS N, RAY, MI 48096-2521

Mortgage

Document Number	2300022636
Date	Mar 24, 2023
Book Page	29054/732
Instrument	202300022636

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19103

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 22, 2023
Property Address	48502 LAFAYETTE DR, MACOMB, MI 48044-5628
Document Number	2300022015
Book / Page	29052 / 1
Map Reference	LB 131 PG 10-14
Instrument Date	Mar 17, 2023
Instrument	202300022015
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	CHIRCO TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48502 LAFAYETTE DR, MACOMB, MI 48044-5628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48502 LAFAYETTE DR, MACOMB, MI 48044-5628

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48502 LAFAYETTE DR, MACOMB, MI 48044-5628
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46502 LAFAVETTE DR, MACOMB, MI 48044

Mortgage

Document Number	0000134540
Date	Nov 4, 2020
Book Page	27123/884
Instrument	2134540

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,500 (+33.25%)	$553,000 (+33.25%)
2025	$134.00 (-96.79%)
2023		$207,500	$415,000
2022	$4,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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