Nassau County property record for 4852 Why Rd, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1960 |
| Lot Size | 0.339 acres (14,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Apr 2023) |
| Tax Bill | $5,736 (2025) |
| Deeds & Mortgages | Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-00-30-0780-0019-0120 |
| Primary APN | 00-00-30-0780-0019-0120 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Wood Shingle |
| Lot Area | 14,780 sqft (0.339 acres) |
| Lot Dimensions | 14.8 ft deep x 10 ft wide |
| Deck Area | 260 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4852 WHY RD |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-5643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | PT LOT 19 IN OR 2630/1608 AMELIA SUB OF SEC 15 DB Y/128 |
| Legal Range | 28E |
| Legal Township | 02N |
| Legal Section | 15 |
| Legal Subdivision | AMELIA SUB |
| Legal Block | 120 |
| Legal Lot Number | 19 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | FERNANDINA BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50203 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 DREW RD, PLYMOUTH, MA 02360-3615 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on File |
| Deed Sale | Apr 11, 2023 · Amount on File |
| Deed Document Number | 202310230 |
| Deed Book / Page | 2630 / 1608 |
| Prior Transfer Date | Jun 23, 2005 |
| Prior Transfer Doc | 0013481506 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Apr 11, 2023 |
| Property Address | 4852 WHY RD, FERNANDINA BEACH, FL 32034-5643 |
| Document Number | 0026301608 |
| Book / Page | 2630 / 1608 |
| Map Reference | MB Y PG 128 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 202345010230 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 601 EDSEL VICKERS RD, WILLACOOCHEE, GA 31650-3837 |
| Name | Verified Name |
|---|---|
| Address | 178 DREW RD, PLYMOUTH, MA 02360-3615 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,736.00 (-0.93%) | $368,993 (+0.88%) Land $300,000 Building $68,993 | $368,993 (+0.88%) Land $300,000 Building $68,993 |
| 2024 | $5,790.00 (+69%) | $365,773 (+16.97%) Land $300,000 Building $65,773 | $365,773 (+16.97%) Land $300,000 Building $65,773 |
| 2023 | $3,426.00 (+25.49%) | $312,707 (+18.98%) Land $250,000 Building $62,707 | $312,707 (+18.98%) Land $250,000 Building $62,707 |
| 2022 | $2,730.00 | $262,832 Land $200,000 Building $62,832 | $262,832 Land $200,000 Building $62,832 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 203 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 254 units insured incl. 51 condo units |
| Nearby Flood Claims | 15 (1992–2024) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: IQ Fiber, T-Mobile.
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